Archived
If our lawyer has been paid during the Chapter 13 process, can he then bill us after the Chapter 13 has ended?
Derek's answer
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Answered on December 01, 2015
I am not aware of any new laws that would prevent your lawyer from billing you for fees earned and approved by the court during your Ch13. However,...
Surrendered chapter 13 second home
Derek's answer
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Answered on December 01, 2015
You seem to have an attorney and you should be asking him/her these questions.
There is no telling how long it will take for the mortgage...
Archived
If one owes taxes to the IRS can the IRS take my car or is one car exempt
Derek's answer
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Answered on November 30, 2015
The IRS WILL not usually come in and take personal property. What they usually do is place a tax lien on record which attacked to all your...
On my Chapter 13 Plan: What does (Z) ACTIVE – AUDIT mean as the “NDC” and “13Software Inquiry” status?
Derek's answer
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Answered on November 29, 2015
Yes, it means that you are being audited and the IRS will shortly be taking you off to prison for torture and interrogation. NOT REALLY. As my...
Archived
Can I get a partial discharge from the same creditor?
Derek's answer
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Answered on November 29, 2015
No, it does not work that way, at least in theory. When you file you have to list all your possessions and all your obligations. All your...
Archived
I'm currently enrolled in a debt settlement program but I'm now considering filing for Chapter 7 bankruptcy...is this a problem?
Derek's answer
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Answered on November 28, 2015
No, participation in a debt settlement program would not be a barrier to filing a chapter 7 if you otherwise qualify (pass the means test). The...
Archived
Can I file Chapter 7 Bankruptcy while unemployed?
Derek's answer
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Answered on November 28, 2015
Yes, you can file Ch7 if you are unemployed, though you may not really need to if you have no assets that can be taken. I recommend you take...
Archived
Just had 341 creditors meeting how long till get bankruptcy discharge?
Derek's answer
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Answered on November 28, 2015
Your notice of bankruptcy filing, about half way down the page lists the deadline for your creditors to file an objection to discharge which should...
Archived
Is it worth it for me to file bankruptcy?
Derek's answer
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Answered on November 28, 2015
Who knows? It may be, it may not be. In order to give you a meaningful answer we'd need a lot more information about your financial situation. The...
Archived
3 years into a 5 year chapter13 I brought a medical malpractice suit against a doctor In Mi. Do I have to Give the proceeds to t
Derek's answer
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Answered on November 28, 2015
Diligent states have different exemptions. You need to speak with an experienced local bankruptcy attorney who could advise you on what you're...
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