What forms do I need to file Chapter 13 bankruptcy so I can keep my house.

At the very least you can file a bare bones petition which should get you filed and you would then have two weeks to file the rest of the necessary...

Can you ask for deferment when in collections?

In my experience you have to rehabilitate student loans ( get them out of default status) before you can put them in deferment. If you speak with...

The trustee can take that portion of your refund attributable to the period up to the date your case was filed, so any part that is due for January...

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I need advice on what is type of bankruptcy I can file and what can I file on. What is dischargeable.

None of the support you have been ordered to pay will be dischargeable. Domestic support obligations are not dischargeable in any chapter in...

Will I be discharged after my claims are paid in full in the next 10 month period or will I continue to through May of 2017?

While I agree that the maximum length of a Ch13 plan is sixty months, some jurisdictions, mine included, will calculate that 60 months from the...

Is it ok to finance a car prior to filing bankruptcy?

Yes, but some states, like mine, don't allow you to claim as exempt property acquired within 90 days of the date of filing. You should consult with...

Can an 16yr old debt be collected by taking items out of my house to equal the 2,172 dollars owed for the past debt

Yes, if the sheriff is collecting on a writ of execution from a valid judgment. NC has a 3 year statute of limitations but a judgment is valid for...

Do we need a lawyer and which will be best for us 13 or 7? Also what is the average lawyer fees for a 13 or a 7? thank you

You are not legally required to have an attorney to assist you with any Chapter in bankruptcy, but just as I would not recommend you perform...

Is it too late to do anything to try and be reinstated?

I agree with Mr. Boyer. There is a big difference between discharged (good) and dismissed (bad). To see if there is a way to get your case...

You have an attorney that you have retained to, among other things, answer this question and you should ask him. I suspect that if they've not...