In NJ if I file a motion to extend time for schedules do I notify the trustee and creditors or does the court clerk notify them?

Normally, whoever files a motion is responsible for serving copies of that motion on all affected parties. You may not need to serve your creditors...

Friend took out a loan for me to start my business. 5 years later a filed for chapter7 and stopped making payments. The payment

I don't understand what you're trying to ask. BTW, Mr. Boyer is correct.

How do I know when my first payment will be due? Is it my responsibility to figure this out or does the Trustee notify me?

In the eastern district of NC ( Raleigh and points east) your payments are due on the first of each month, regardless of when you file. If you file...

Bank of America charged off my credit card debt. How do I report this debt on my Ch.7 petition if I don't know who owns the debt

List BOA and the collection agency, the last four digits of the BOA account number and the addresses for both BOA and Trek America. You do what you...

No. Your father fully on the hook for the car loan. If you turn the car in or surrender it through a bankruptcy, lender can, and likely will, seek...

If someone had a BK discharged in August 2012 when would they legally be allowed to file again.

The important date is not the discharge date, it is the filing date. Presumably you filed your case in April or May 2012. You are not eligible to...

In my district you would have a household of 3. Actually 2.5 but since our judges don't recognize fractional children, you round up. You have you...

Problems with reaffirming debt and credit reporting

First, be glad the reaff was not put on the record so you are no longer personally liable for the debt. As my colleagues indicate, there are lots...

If you filed a chapter 13 Bankruptcy but ended up going cheaper 7 how long do you wait to file another bankruptcy?

The key dates are the filing dates not the conversion date. If your 13 was originally filed in 2008, you can file a ch7 now, but you should consult...

What happens when a person files for chapter seven bankruptcy?

When someone files any chapter in bankruptcy they are obligated yup lost everything they own and everything the owe. Different states allow debtors...