Yes, a repo deficiency can be discharged in bankruptcy. I recommend you consult with and retain an attorney too assist you to make sure you can...

Car reposition

What a lender can do with repossessed property is purely a function of state law. Given you were preparing to file Ch13 anyway, I'd recommend you...

When can I expect to receive a check for the money I paid into a Chapter 13 that was dismissed?

In my district if a case is dismissed prior to confirmation attorneys routinely file applications to be paid from the refund of the funds paid by...

Is it a mandatory requirement to request a hearing first on this order or can I go straight to the BAP?

Erich Fabricious is correct. We don't have a BAP in the Fourth Circuit of which NC is a part. You have to appeal to district court. You'd be well...

I responded to a motion in NC to claim exempt property. Writ to execute has been issued I think

I agree with Mr. Boyer. You have a lot of questions, all reasonable, but too many to be addressed in this forum. However, one of the many very...

Do you need to file Bankruptcy when all your debts are unsecured and your only income is Social Security?

SS income is exempt under federal law so her creditors should not be able to collect from her SS benefits. That being said if they get a judgement...

Can a personal cash loan of 1500 be discharged in chapter 7

Yes. My colleagues are correct. Unless the creditor objects and establishes that you had no intention to repay the loan when you obtained it.

Will a trustee go after $900 that I paid back to a friend 10 months before filing Ch.7?

Your attorney knows what the trustees are likely to do. We don't. In my district if the $900 was the only asset in the case they wouldn't worry...

My wife's bk attorney requesting my income

Yes. The bk code and the courts require that all household income be considered, even that of a non-filing souse when you file any consumer...

How soon before filing Ch. 7 can you incur a new debt?

If you incur debt immediately prior to filing bankruptcy with no intention of ever paying the debt, that is fraud and could subject you to denial...