Does my house Deed specifically have to say "tenancy by entirety" for my house to get protected during chapter 7?
Derek's answer
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Answered on April 09, 2017
In most states tenancy by the entirety is only created when a property is acquired while the pastures are married or if a previously acquired...
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I filed bankruptcy chapter 13 i said i surrender my house. It took them 6 years to file foreclosure, Can i file lawsuit.
Derek's answer
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Answered on April 09, 2017
The w is no requirement that a lender foreclose promptly when a house is surrendered in bk. Unfortunately your situation is not uncommon. Whether...
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Should I purchase a replacement vehicle before filing for chapter 7 bankruptcy?
Derek's answer
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Answered on April 09, 2017
You might get better interest rates if you buy your new vehicle prior to filing. Otherwise it may not matter. One thing do not trade your old...
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Chapter 13 Bankruptcy
Derek's answer
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Answered on April 09, 2017
If you have the financial resources after you quit to make your plan payments your case would continue to discharge as planned. If you don't,...
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If the value of the house 115,000.00 what is the amount of the value of collateral and what would be the unsecured portion?
Derek's answer
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Answered on April 06, 2017
The value of the collateral would be the $115k. The unsecured amount is the difference between the value of the collateral and the amount you owe...
I filed bankruptcy about 5 year ago! Can I file the bankruptcy again?
Derek's answer
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Answered on April 06, 2017
You cannot file another Ch7 until 8 years after the date your first Ch7 was filed. You can file a Ch13 6 years after your last ch7 was filed and...
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I have a chapter 13 if I paid off early would I save money
Derek's answer
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Answered on April 06, 2017
I agree with Mr. Whitaker. We don't have enough info to respond to your question. In fact, I don't have enough info to even understand what...
Trying to register a horse trailer in Oregon
Derek's answer
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Answered on April 06, 2017
Try contacting Conseco Finance. Their website has information about how to contact them at www.conseco.com.
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Can I reopen my bankruptcy case to have a HELOC mortgage lien "avoided" due to an incorrect legal description?
Derek's answer
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Answered on April 06, 2017
Mortgage liens and HELOCs cannot be stripped in a Ch7. Whether you could avoid the HELOC due a faulty/inaccurate legal description would require a...
Is the equity in my home safe if a credit card company/collector filed suit against? Will I be forced to sell the home?
Derek's answer
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Answered on April 05, 2017
I am sorry to hear about your situation.
If your creditors sue you and get judgments against you, that judgment will be a lien on your home. ...
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