Archived
I have no debt except am behind on mortgage payments. Can I file chapter 13 with the intent to surrender, and have no repayment
Derek's answer
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Answered on May 11, 2017
You would have to propose at least a payment of $75/month under the rules imposed by our trustee and judges. Also, if your income exceeds the...
Archived
I LIVE IN TEXAS MY HUSBAND LIVES IN LOUISIANA IM FILING BANKRUPTCYE CAN I ADD HIM TO MY BANKRUPTCY
Derek's answer
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Answered on May 11, 2017
As long as you are still married, you can file jointly. Your attorney should be able to figure out which exemptions each of you should use. If...
Archived
Can I file a chapter 13 after receiving a chapter 7 discharge for my house?
Derek's answer
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Answered on May 10, 2017
You can file a ch13 to try to save your house. This happens frequently enough that the term chapter 20 exists to describe this situation.
Archived
Repo
Derek's answer
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Answered on May 10, 2017
I don't really understand what is going on from your description. If the finance company/lender started the repo process 7 years ago but never...
Archived
Chapter 13 voluntary dismissal
Derek's answer
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Answered on May 10, 2017
People with bad credit may have to go to a "buy here, pay here" place. B4 buying take whatever car you consider to a mechanic you trust.
Archived
Won the bid for a foreclosed auction house
Derek's answer
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Answered on May 09, 2017
Go see a local foreclosure attorney who will be able to advise you. If the bk was filed before title transferred, you do not own the house, the...
Archived
Traffic tickets aren't dischargeable under a chapter 7 bankruptcy's but will I get an automatic stay for 90 days to reinstate?
Derek's answer
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Answered on May 09, 2017
The Automatic stay does not reinstate your drivers license if it is revoked for unpaid fines nor would extend court dates. Bk does not have any...
How can I stop someone from filing bancruptcy on a debt they owe me?
Derek's answer
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Answered on May 09, 2017
You can't stop them from filing n bankruptcy. You can file an adversary proceeding objection to their being able to discharge the debt owed to you...
Archived
I filed chapter 7 back in 2008. Case has been closed. Today I received a voluntary dismissal without prejudice? What is this?
Derek's answer
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Answered on May 08, 2017
This is a guess but here goes: It sounds like WF had filed a lawsuit against you at some point and that lawsuit has been dismissed recently. It...
Archived
If you are given a 1099 -C and are claiming insolvency. can you include debts that are possible passed the Statute of Limitation
Derek's answer
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Answered on May 08, 2017
Ms. Bunce is correct. This is not a bankruptcy issue but is a tax issue. If you're filing bk, then, yes, you would list all debts that you think...
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