Can I retain ownership if my bankruptcy has been discharged, if the lender does not foreclose or want the property
Derek's answer
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Answered on July 02, 2025
Yes, your bankruptcy did not change your ownership in the property and if the lienholder is is willing to allow you to pay them something and...
I am considering restarting my personal business, but may need to declare personal Ch 7. Should I start again after Chapter 7?
Derek's answer
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Answered on June 30, 2025
This is way too complex for answers worth having from a bunch of lawyers answering questions on an Internet forum. You need to have some in person...
I filed chapter 13 on my house to keep it from foreclosure I have paid without missing a payment ?
Derek's answer
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Answered on June 26, 2025
Are you a member of a credit union? Eligible for membership in one? Credit unions are more likely to give a member who has filed a ch13 a loan than...
Can my ex keep making payments on the house after I file chapter 7?
Derek's answer
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Answered on June 26, 2025
You should discuss this with your attorney. Based on my experience in my district in North Carolina, this should not be an issue.
Will having a late car payment outside a chapter 13 cause any immediate adverse actions ?
Derek's answer
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Answered on June 25, 2025
I agree that this is a question for your attorney. That said, being a week late on a car payment that is paid outside the plan is unlikely to be...
Can a creditor in a Wisconsin chapter 128 plan send debt to collections and raise the balance due ?
Derek's answer
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Answered on June 24, 2025
Assuming you mean Ch13 rather than Ch128 (There is no such thing that I'm aware of), creditors are, indeed supposed to cease all action to collect...
What happens with mortgage after bankruptcy ?
Derek's answer
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Answered on June 23, 2025
In my experience in NC, as long as you make the required payments, you will be fine. That does not mean that you will definitely have the same...
If I do not own or rent an apartment and have always lived with my parent, should I classify this as housing support on a ch 7?
Derek's answer
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Answered on June 23, 2025
It kinda depends on the attitude of the judge and trustees in your district. In my district you would not list this as support, but you could not...
Entered a debt consolidation program, we did what we were told and we ended up with the outcome described below, is this legal?
Derek's answer
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Answered on June 21, 2025
Mr. Boyer is correct, you should consult with a local bankruptcy attorney or three. That said, and to more directly answer your question, yes, it...
When can I file another CH 7 bankruptcy in Washington State
Derek's answer
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Answered on June 20, 2025
Not until the anniversary of the filing date in September 2026. The bankruptcy code says that a debtor is only eligible for a chapter 7 discharge...
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