Refinance home in chapter 13?

Procedures differ but you'll probably need to file a motion to incur debt. You may also need to modify your plan. If so, you'll need to file a...

Can I surrender my car if it is outside my chapter 13 plan but the arrearage in inside the plan?

Due to recent court decisions that deny ch13 discharges when direct payments are not made, I recommend you modify your plan to surrender your car...

Sure, you can get a part time job to help you survive. Filing chapter 7 does not mean you're condemned to a life of poverty.

Is there a time period I have to file?

Probably but why are you asking us? Your attorney can give you an accurate answer both in regard to his policy and to local court/judge attitudes.

I need representation. In Durham n.c. will you pro bono or take my cases on a contingency? Chapter 7 already done. And a QDRO.

Campbell law school has a bankruptcy clinic in Raleigh. The agreement we have with AVVO says we cannot directly respond to this sort of...

Can mortgage servicing company charge interest on an unvalidated debt that was charged off in a chapter 7 bankruptcy?

Yes, bankruptcy discharge only discharges personal liability out does not change the terms of a mortgage. If you want to keep the house you'll need...

Most judges around the country are unwilling to sign off on mortgage reaffirmations unless there is a benefit to the debtor such as a interest or...

Am I only allowed to collect up to a certain amount?

If the accident took place prior to the filling of your bankruptcy your should have reported the claim against the other party as an asset in your...

I am currently going through a divorce and my spouse is filing for bankrupcty today and my car notes are behind. ?

They could come pick up the cars any time. Your spouse filing bankruptcy will not protect your cars from repossession unless your spouse's name is...

I was served a civil summons re: a debt that was charged off on 6/10/17 & sold on 6/30/17. I'm on disability what can I do?

If your income is social security disability, it is exempt from the claims of creditors under federal law. Deposit your disability money into a...