Archived
I got a letter today saying order approving account,dischargeing chapter 13 trustee and closing estate I filed per say
Derek's answer
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Answered on March 29, 2018
Your case has either discharged after you completed your plan or, more likely, your case has been dismissed and the trustee had completed what he...
Archived
The Automatic stay in bankruptcy chapter 7 case, TX
Derek's answer
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Answered on March 29, 2018
The safest avenue would be to either file a motion for relief from the stay or wait for the stay to lift after discharge about 3 to 4 months after...
Archived
Aprox. price to hire attorney for chapter 11?
Derek's answer
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Answered on March 29, 2018
You probably need a chapter 13 rather than a chapter 11. The Chapter 11 filling fee alone is over $1,100. The Chapter 13 filling fee is $310 plus...
Archived
Why are debtors allowed to list incorrect addresses for creditors so the creditor is not informed of the bankruptcy?
Derek's answer
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Answered on March 29, 2018
The debtor is not supposed to do what you describe. But, as I mentioned in your other post, if the debtor had a "no asset case" then you did not...
In the state of Indiana and recently filed chapter 7. Do I need to reaffirm my mortgage?
Derek's answer
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Answered on March 29, 2018
Not only do most attorneys not recommend reaffirmation of a mortgage, most judges won't approve one even if the attorney recommends it unless there...
Archived
Debtor intentionally listed their own address as the creditor's address. Is this fraud?
Derek's answer
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Answered on March 29, 2018
I think you'd have a hard time establishing the requisite intent necessary to prove fraud. If the debtor filed a chapter 7 and had a no asset case...
Archived
Can I file bankruptcy in New York because child support is over 90.000 in the arrears
Derek's answer
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Answered on March 29, 2018
You can file bankruptcy, if you otherwise qualify, but you cannot discharge your child support obligation. Child support is never dischargeable in...
Archived
On my statement of intent I declared to reaffirm my vehicle but now I have decided to surrender it will it be discharged
Derek's answer
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Answered on March 28, 2018
A statement of intentions is just that: your intent. But intent does not bind you. Only signing a reaffirmation agreement and then the judge in...
Can I negotiate a settlement on a HELOC I've been in good standing with for 3 yrs?
Derek's answer
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Answered on March 28, 2018
You can try to negotiate your HELOC. If they will negotiate I'd stay lower than the maximum you want to settle at. Realistically I would not expect...
Archived
Is a bankrupt trustee entitled to a auto settlement after the 180 day rule?
Derek's answer
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Answered on March 28, 2018
I agree with my colleagues. Since this accident occurred prior to the filling of your bankruptcy the claim is an asset of your bankruptcy estate....
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