Archived
Whats the benefit of filing chapter 13? I need a bigger car now should i purchase it before filing? I willbgoing a buy here pay
Derek's answer
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Answered on April 17, 2018
That's a bigger question than can be answered on this forum. Fortunately most of the bankruptcy attorneys here in the Triangle offer free...
Archived
Do Chapter 7 Trustees typically abandon patents owned by debtors?
Derek's answer
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Answered on April 17, 2018
There's no set policy. What a trustee will do with a patent depends on the trustee and the patent in question. Very fact and circumstance specific....
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Archived
Can my husband file for joint chapter 13 bankruptcy without my consent ?
Derek's answer
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Answered on April 16, 2018
If you don't sign the paperwork, he could not file a joint bankruptcy.
Archived
Under North Carolina Law, can my husband be held liable for my credit card debt if he is not on the accounts ?
Derek's answer
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Answered on April 16, 2018
If he is not a signer on the account application, then he is not obligated on the account. An argument could be made that if he has used the cards...
Archived
We filed a chapter 7 and it was discharged in 2011 how many years would we have to wait to file another chapter 7?
Derek's answer
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Answered on April 16, 2018
8 years from the filing date to be eligible to file another Ch7 and get a discharge. You're eligible to file a Ch13 now and get a discharge in the...
Archived
Will changing property deed from joint tenancy to tenants in common trigger a property tax reassessment in California?
Derek's answer
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Answered on April 16, 2018
This is a family law issue rather than a bk issue. Changing the category.
Archived
Should I file chapter 13?
Derek's answer
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Answered on April 16, 2018
Magic 8 Ball says: maybe. Seriously we have no idea based on the information given. All we know is some medical provider is suing you. You should...
Archived
Switching from chapter 7 to chapter 13 questions about personal loans and vehicles I can keep ? Is this a better choice
Derek's answer
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Answered on April 16, 2018
When you file any chapter in bankruptcy you MUST list everything you own and everything you owe. No exceptions. You cannot keep some of your cards....
Archived
I am 3.5 years in on my bankruptcy right now and have credit cards will zero balances.
Derek's answer
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Answered on April 15, 2018
You really need to consult with a local bankruptcy attorney to discuss your situation and your judge's attitude about this. You could be fine if...
Archived
My car was repossessed by bank.and will be auction! Will filing an emergency chapter 13 stop the bank from selling car?
Derek's answer
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Answered on April 15, 2018
Yes but the ch13 had to be filed before the sale occurs. You'll have to notify the bank/creditor that you filed, preferably before the sale. You're...
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