Can anyone tell me which state is usually more strict when it comes to child support enforcement between North Carolina and VA?
Derek's answer
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Answered on June 04, 2018
Can't speak to VA because I've never practiced there, but NC is not particularly aggressive about child support enforcement. I will state that I...
Archived
My BK7 was discharge, my 1st mort is current , my heloc was charge off. Can I make my heloc current even if is charge off?
Derek's answer
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Answered on June 03, 2018
Yes. Charge off is just an accounting term. No legal significance. Discharged is what happened to your HELOC, but that only eliminates your...
Is it possible to file a Chapter 13 Bankruptcy if retired and on Social Security?
Derek's answer
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Answered on June 03, 2018
Sure, you can file, but whether you'll be able to pay enough to save your house with your limited income is unlikely. You'll have to resume...
Archived
I am thinking about filing bankruptcy since im so in debt an cant seem to get out of it. I am a co signer on a vechile that me a
Derek's answer
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Answered on June 01, 2018
You may have to sign a reaffirmation agreement, but you should be able to keep your car. You should speak with a local bankruptcy attorney who can...
Archived
Can I request to cancel a chapter 7 bankruptcy petition I filed?
Derek's answer
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Answered on June 01, 2018
I've been practicing bankruptcy law for 17 years. I'm the only attorney I know who's successfully gotten a ch7 dismissed. That client had a no...
Archived
Do I have a case?
Derek's answer
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Answered on June 01, 2018
Your "friends" are not your friends. That does not mean you have a legal case against them. They quoted a number for your share of the rent. You...
Archived
What does this letter mean?
Derek's answer
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Answered on May 31, 2018
Yes, they're asking that you pay them a bunch of money for the repossessed car. You may want to consult with a bankruptcy attorney or two to...
Archived
RRent to own property and bankruptcy?
Derek's answer
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Answered on May 31, 2018
Stop pouring your money down the drain. Stop paying unnecessary bills. You may want to file a police report if your roommate stole your stuff.
Archived
Will I be able to keep my Surplus check if I'm in chapter 13?
Derek's answer
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Answered on May 31, 2018
That depends on your plan and what percentage you're paying your unsecured creditors. More than likely the trustee well keep the check and...
If I pass Bankruptcy Means Test(annual income is below median for TX)will my disposable income still be considered in Chapter 7?
Derek's answer
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Answered on May 31, 2018
There are two tests that you have to pass to file a ch7 and get a discharge. The first is the means test which you say you pass. The second is the...
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