Can I file earlier than 4 years and 9 months as application process takes around 10-12 months now. ?

I agree with Mr. Schwarz. I don't understand what your legal issue is nor what you're asking. We need more info to give you an answer.

What if you pay extra on your title loan during bankruptcy so you can pay it off in less than 5 years.?

Depending on the terms of your plan and local rules, the title loan company may not be obligated to release the title until you complete your plan...

I have 2 installment loans and 3 payday loans in CA but I'm be moving to Arizona. Can I file for bankruptcy on them in Arizona?

Yes, but you'd have to wait until you'd been in Arizona at least 91 days. If you can delay releasing to AZ for a couple months, it would...

How can a car get repossessed if you've been making the payments?

I agree with my colleagues. Kne thing they didn't mention is that since the 2005 bankruptcy reform, creditor's can require a reaffirmation...

What % or $ amount of wages could a law firm representing a creditor garnish? Would a BK help the debtor start fresh?

Stacy needs to consult with a couple local bankruptcy attorneys and retain one to assist her with filing bankruptcy.

My wifes car was repod today and they want all of the balance in full or can i get it back if she files chapter 13 bankruptcy .?

You can come a ch13 and should be able to get your car back. If only her name is in the car, she needs to file. If your name is on the title, you...

What do you do when you own a property with an ex and you want out!

This is really more of a real estate question than a bankruptcy question. In this situation, the most likely outcome is that the judge will order...

Hello can i rent a home while in chapter 13?

If you have a lawyer, ask your lawyer. My question is why ch13 opposed to a 7? If you were unemployed for 3 months or more, you likely would...

Once you have filed your bankruptcy, you should file a "suggestion of bankruptcy" in the court file for the case filed by the payday loan company....

MY mortgage payment was 76,000 and they charged me 96,000 in my chapter 13?

I don't understand what you're asking. Please repost your question with some more facts about what's going on. Also punctuation is very helpful...