Reaffirming debt?

No, that is not correct. Merely paying your mortgage does not result in a defacto reaffirmation. The only recourse your mortgage company will ever...

Do you do chapter 13?

Either ch13 or ch7 will stop a garnishment. This forum does not allow attorneys to respond directly to solicitations such as yours but you can use...

When a lender sells to another lender does that change my situation, and if chapter 13 was filed and granted does that matter ?

When a loan involved in a ch13 is sold the buyer and the seller are supposed to file a notice of transfer of the loan with the court and let the...

N/A is fine. This is probably the least important issue you're going to run into when preparing a bankruptcy petition. Given the importance of...

Do I need a lawyer in court for civial case? Do I need to be present?

You've been sued and money taken from your bank account and you have a question about whether you need an attorneys assistance? Yes, absolutely. ...

I owned a S corporation and had a SBA loan which I failed to pay back in 2009/2010. What is the period of statue of limitation?

The statute of limitations varies from state to state so you'll need to speak with a local attorney about that. But you can definitively discharge...

You're fine. No impact on your discharge. Credit incurred after filing has no impact on your ongoing Ch7.

What can happen if 2002-1local bankruptcy law is violated?

You need to take the documents related to your motion to avoid the judicial lien to your attorney for review. There is insufficient information in...

In most states, debt that lasts a marriage does not become the debt of the spouse upon marriage. You may want to contact a local bankruptcy...

If your income exceeds the median income for the same sized household in your state, you may have to file as an above median income debtor and...