Archived
Car loan balance $5400, exempted $5000 but decided after the 314 meeting today I don’t want to reaffirm. Should I amend?
Derek's answer
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Answered on October 15, 2018
Not sure exactly what you're asking but. . . Exemptions only come into play if there is equity in the asset, in this case your car, so if you owe...
Archived
What is considered a "prompt cure" of rental arrearages in a Chapter 13 Bankruptcy?
Derek's answer
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Answered on October 15, 2018
In my district 3 to 6 months would be acceptable. Your district could have different standards. Consult with a local bankruptcy attorney.
Archived
Can a collections agency sue me?
Derek's answer
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Answered on October 15, 2018
Yes, they can sue. If they get a judgment against you they can take money out of your bank account and, in most states, garnish your wages. You'll...
Can creditors sue me if I am not in the country?
Derek's answer
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Answered on October 15, 2018
Yes, creditors can sue you even if they cannot get service on you personally. All states have a process by which service can be achieved on a...
Archived
Good morning I did my 341 meeting on August 10 my discharge date says October 9 what will it will say on my credit report
Derek's answer
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Answered on October 15, 2018
The various entries should be listed as $0.00 owed. Account included in bankruptcy.
After the 10 year period on a judgement lien is there something that has to be done to remove from deed?
Derek's answer
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Answered on October 15, 2018
Yes, if the creditor seeks to extend the judgment you'll be notified. They probably won't take any action in that regard until shortly before the...
The bankruptcy ch7 discharge does not remove a judgment lien. Is this true?
Derek's answer
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Answered on October 15, 2018
Bankruptcy does not remove judgment liens unless a motion to avoid a judgment lien is filed and only then is the lien closed to the extent the lien...
Archived
I filed chpt 13 and I am almost thru paying and now I have a lawsuit can I keep the money since I wasn't told to report income
Derek's answer
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Answered on October 14, 2018
You need to report this claim to your attorney or to the trustee if you don't have an attorney. Whether this claim will have to be issued to the...
Can I prevent my child's father from placing his child support arrears in his chapter 13 repayment plan?
Derek's answer
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Answered on October 14, 2018
No. You don't want to prevent him from paying his arrears through his ch13 plan. Child support is a priority debt that will be paid in full...
Archived
Can spouse be charged for stealing income tax check?
Derek's answer
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Answered on October 14, 2018
If he signed your name to the check without permission, he could be charged with fraud. Theft would be difficult to prove because his name was...
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