Archived
Bankruptcy CHP 13; Form 106 A/B, Part 1, 1.1 "Current value of the entire property"/"Current value of the portion own".
Derek's answer
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Answered on November 16, 2018
I think you can use that appraisal value unless the actual foreclosure sale value differs from the appraisal. The price the property sold for at...
HELOC in chapter 13
Derek's answer
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Answered on November 16, 2018
You need to speak with your bankruptcy attorney about whether this would be permitted in your district and whether you can pay off your bankruptcy...
Do creditors need to be notified if I'm in ch.13 plan and trying to obtain a home loan? (4.4 years in, have co-signer)
Derek's answer
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Answered on November 16, 2018
Your attorney knows your district's procedures and requirements., listen to your attorney.
Archived
Can I file bankruptcy on my car even though I am the co owner on the loan?
Derek's answer
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Answered on November 15, 2018
Whose name is listed first doesn't matter. Both you and your father are equally personally liable for the debt on the car. You can certainly...
Archived
I flied a chapter 13 in Jan 2015, it will be 4 years come Jan 2019, can I convert to a chapter 7?
Derek's answer
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Answered on November 15, 2018
They're are all sorts of potential problems with this plan. If you were paying less interest in the car that has been paid off, if you convert you...
Archived
What's the worse that can happen after a 2004 exam if in chapter 13 ?
Derek's answer
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Answered on November 15, 2018
Probably nothing more than an order that the debt is nondischargeable but watch out to admitting under oath to fraud which could result in a...
Archived
Chapter 7?
Derek's answer
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Answered on November 15, 2018
I understood your question a bit differently. I think you're asking if you come and then get a job, will you still be able to get a discharge?...
Archived
Can a dismissed chapter 13 bankruptcy be reopened and vacated? Jacksonville, Florida (Judge Funk)
Derek's answer
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Answered on November 15, 2018
No. Congratulations on the turn in your fortunes, but the fact is you filed a bankruptcy and that fact will be reported on your credit report and...
I owe $30,000 in child-support arrears. Its not active. She is currently getting section A
Can my checks be garnished??
Derek's answer
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Answered on November 14, 2018
Yes, if you owe back child support, the state child support enforcement office can garnish you wages to reduce and eliminate the arrears. Your...
Archived
What are the penalties for not having full coverage on a new financed vehicle in the state of NJ ?
Derek's answer
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Answered on November 14, 2018
If you're asking can you go to jail, no. They can sue you for the damages, but they could already sue you for any repo deficiency. You may want...
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