Archived
I am on 60 mo plan and on month 52. My unsecured % to be paid is 76% and I am at 73.5%. Is it possible to discharge early?
Derek's answer
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Answered on January 21, 2019
Maybe. If you were an above median income debtor, then your plan must be for 60 months and you will continue in the plan until the 60 months have...
Can a bankruptcy trustee in Washington state take an inheritance of 100,000 if my petition amount was only 56,000 on a bk7
Derek's answer
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Answered on January 20, 2019
The trustee will get a commission of 10% and will likely hire an attorney for your bankruptcy estate which will likely eat up a fairly substantial...
Archived
Can I trade my car in under chapter 13?
Derek's answer
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Answered on January 20, 2019
Yes. You'll have to file a motion to modify your plan to incur debt and explain whether the new debt will affect the payout to your unsecured...
Archived
Can I be held liable?
Derek's answer
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Answered on January 20, 2019
Just because your ex'es new boyfriend paid the debt does not mean you owe him anything, unless you asked him to do so and agreed to repay him. You...
Archived
My ex is on the mortgage paperwork, but not the note. The bills have always come in only my name. Is he responsible?
Derek's answer
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Answered on January 20, 2019
If his name was not on the note, he has no responsibility for the debt. His name was on the mortgage in order for the mortgage company to be able...
Archived
Can i file chapter 13 after chapter 7 discharged
Derek's answer
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Answered on January 19, 2019
Yes, you can files a 13 to forestall the foreclosure. This happens often enough that bk attorneys call it a ch20 (7 + 13 = 20).
Archived
Can I keep my tax refund for 2018 if I'm making my last Chapter 13 payment in February of this year?
Derek's answer
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Answered on January 19, 2019
You can probably keep it, but without reviewing your plan, we cannot give you a definite answer. If you have an attorney, have your attorney...
Archived
Does bankruptcy case in Illinois discharge or dismiss a pending criminal case (forgery / fraudulent deed) case in Illinois ?
Derek's answer
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Answered on January 19, 2019
Bankruptcy would have absolutely no affect on these charges. The prosecution of these charges will continue.
Archived
Can I deal with the trustee instead of my lawyer regarding my active bankruptcy 13?
Derek's answer
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Answered on January 19, 2019
The trustee cannot deal with you directly as long as you have an attorney of record. One attorney (especially an adverse attorney) cannot speak...
Received a gift during chapter 13 thinking of selling gift do I have to report the money to courts or can I invest the money?
Derek's answer
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Answered on January 18, 2019
You'd have to report it to the trustee.
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