Archived
Is a rent to own home considered yours when filing chapter 7 or can you still use the wild card exemption?
Derek's answer
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Answered on February 03, 2019
Your question implies you're planning to file without an attorney. Please reconsider. Your question also suggests that you don't know enough to...
Archived
Question about chapter 13 verses chapter 7 bankruptcy?
Derek's answer
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Answered on February 02, 2019
Mr. Harrell is correct. Follow his recommendation and if you agree close to him, I recommend you consult with him.
In a chapter 7 bankruptcy in NC will they take my workmens compensation settlement?
Derek's answer
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Answered on February 02, 2019
Workers comp and personal injury claims are exempt under NC law so if you file a 7 and your attorney properly claims the exemption, you'll be cle...
Archived
Can I have my ex-husband sign a quitclaim deed while he is in Chapter 13 bankruptcy?
Derek's answer
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Answered on February 01, 2019
Why is just now showing up? Who knows?
He probably can sign a quit claim deed but he'll have to court permission to do so. He should ask his...
Archived
I filed chp7 bankruptcy, reaffirmed to keep my travel trailer that has no equity, chapter 7 bankruptcy was discharged can state
Derek's answer
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Answered on February 01, 2019
Sorry, but you did not ask a question. Not sure what you want to know.
Archived
Old Debt
Derek's answer
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Answered on February 01, 2019
They're just shaking the tree to see if any money falls out. Don't pay them anything.
Archived
Do you have to disclose a 401k on the chapter 13 financial affidavit ?
Derek's answer
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Answered on February 01, 2019
You have to disclose ALL your assets and all your liabilities. This includes your 401k. The 401k is exempt under federal law so you won't lose it...
Archived
Wake County C.S.C Order and Chapter 13
Derek's answer
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Answered on January 29, 2019
The collection of the debt will be subject to the automatic stay but the creditor could file an adversary proceeding including to the discharge of...
Archived
Bankruptcy?
Derek's answer
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Answered on January 29, 2019
I agree with Ms. Coleman, more information is needed to give you a good answer.
Archived
How many years can a company legally go back to charge for services they failed to Bill?
Derek's answer
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Answered on January 29, 2019
The statute of limitations in NC for most general debts is 3 years. From your brief description, I think that would be the correct statute of...
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