I agree with Mr. Love. You can ask the water company to forgive some or all of the bill but they don't have to do so if the leak was on your side...

I need to know how to proceed. Bankrupty 7 or not at all. I am currently applying for SSDI and have no income. Moved to NC April

You do not yet qualify to use the NC exemption statutes but they're limited to a $35,000 homestead exemption. The federal exemptions are not...

How can I remove public records from the courthouse?

You can't get the court records removed but you can file a suggestion of bankruptcy in the court file to make it clear that your personal liability...

Can i purchase a car at a private lot?

Probably not, but to be certain you need to check with a local bankruptcy attorney. Different districts have different rules about incurring debt...

Will a trustee come after a vehicle I sold to an ex-girlfriend?

Yes, you have to tell the trustee about this transfer. Yes, I'd expect the trustee to seek to force the return of the vehicle. If you...

Can I put a lein on my own home?

No. Even if you could, I agree it would be junior to the other loans and would not prevent the foreclosure. See if you can reinstate your prior...

DUI and DWLSR, no insurance with property damage around $50,000. I have no assets or money?

The civil debt owed to the folks for the damage you caused will not be dischargeable in bankruptcy. Debts incurred due to driving under the...

Other than suing her, there is no way to force her to pay you. Even if you get a judgment against her you may never be able to collect the debt owed.

Chapter 13 behind on mortgage?

Your attorney should know how to handle this and is familiar with your case. You can probably work something out with the mortgage company to take...

You can change your name and replace the various documents. On the bankruptcy petition there is a place where you can list any also known (aka) as...