I don't believe your 401k loans disqualify you from filing bankruptcy. I think what would happen is that the loans would be deemed in default and...

The personal liability for the car loan was discharged but the lien on the title remained in effect and the finance company still has the right to...

If I file BK, can I choose and continue to pay like my AMEX, Nordstrom, or my Best Buy Visa without them cancelling my CC?

Ms. Bowinski is, as usual, correct. If you file bankroll all your credit card accounts will be closed. The only way to keep a credit card account...

Which filing of bankruptcy, would be better for me to file ?

I agree with Mr. Press. There is no significant advantage to ch13 as opposed to ch7 from an impact on your credit viewpoint. I also agree that the...

Will bankruptcy discharge be granted?

I suspect this is a ch7 rather than a Ch13. I don't think the motion for relief from the stay should significantly delay your discharge, though I...

Yes, if you were the at fault party in the accident, you are responsible for paying for the damages, both to the other party's car and for personal...

Tracking down old debts / “zombie debts”?

You can get a copy of your credit reports for free from www.annualcreditreport.Com.

We just had our 341 meeting, can I use credit card which has a zero balance for gas?

If you didn't owe American Express any money I don't think you needed to list them in your schedules but I think it will have been closed shortly...

Can the bank refuse to reposses my car after chapter 7?

If you want to get rid of the car, read the permission note and verify that they will not be asking you to pay anything (it should not) and then...

Return of exemptions?

You could try a motion to force abandonment. You'd have to draft, file and serve it upon the trustee. Otherwise, you'll need to get an attorney to...