Archived
Will I still owe a BHPH car dealership that’s going out of business if they told the credit bureau the car is already paid off?
Derek's answer
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Answered on April 19, 2019
What is reported to the credit bureaus regarding a loan being paid off is of no legal significance. If the loan is paid off, the loan is paid off....
Archived
What's the best course of action to take once a wage garnishment has started?
Derek's answer
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Answered on April 19, 2019
You should consult with a local bankruptcy attorney to see if you qualify for a Ch7 or a ch13. Either chapter could benefit you but whether a 7 is...
Archived
Selling property in the midst of a 13 (plan not finalized, amended once)
Derek's answer
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Answered on April 19, 2019
If you own this vehicle even if it is not titled in your name, you have an obligation to disclose it to the court and to the trustee. If you had...
Archived
Can i file bankruptcy to keep a vehicle from being repossessed?
Derek's answer
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Answered on April 19, 2019
Yes, and even better, you can reduce the interest rate that will be paid on the car from whatever outrageous interest rate Title Max is charging...
Archived
Can a car insurance company sue me now for an accident that occurred in 2014, can i add the to my 2013 bankruptcy?
Derek's answer
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Answered on April 18, 2019
You cannot add this accident to your bankruptcy. Your bankruptcy only covers debts that you owed at the time you filed. Any debts incurred after...
Archived
There was a contract where service was provided to repipe the whole house for an estimate of $6200 plus $300 city permit ?
Derek's answer
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Answered on April 18, 2019
A lot longer than you'd prefer. It will be at least a year, probably longer. In my state it would be three years. What you're asking about is...
Archived
Can bankruptcy clear my IRS debts for good?
Derek's answer
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Answered on April 18, 2019
There are a number of moving parts to the answer to your question that would be best addressed by consulting with a local bankruptcy attorney....
Archived
If i got out of ch 13 after i filed my taxes will i still get my refund check?
Derek's answer
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Answered on April 18, 2019
If your bk was dismissed prior to your refund being issued or even after it was issued but before it was disbursed by the trustee, then, yes, you...
Archived
What direction do I need to go in as far as finding the best solution to getting out of debt? Received a exec. for collection.
Derek's answer
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Answered on April 18, 2019
I agree with my colleagues. You need to contact a local bankruptcy attorney tomorrow. If you don't the sherif can take everything you own since it...
How do I fight and erroneous judgment (municipal tax lien) that has not been satisfied or vacated?
Derek's answer
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Answered on April 18, 2019
Most, if not all, states have requirements that creditors whose liens or judgments have been satisfied are obligated to mark those judgment liens...
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