Archived
I filed a chapter 7 bankruptcy years ago. I kept paying on my home. I got married. What would happen to the home if I died?
Derek's answer
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Answered on April 26, 2019
Your bankruptcy would have no affect on this issue. What would happen depends on how the house is titled at the time of your death and if you have...
Archived
After I recieve my discharge papers in a Chapter 7 Bankruptcy, I want to get a construction loan. I have a cosigner.
Derek's answer
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Answered on April 25, 2019
If you can find a lender willing to loan you the money, good for you. There will be no problem from the bk court.
Archived
Chapter 13 dismissal for non payment?
Derek's answer
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Answered on April 25, 2019
Your attorney should be able to work out an agreement with the trustee that will require you to resume your payments and bring your plan current...
Archived
Can i open my business while filing file chapter 13 and not have to worry about my business ?
Derek's answer
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Answered on April 25, 2019
If opening your business will require that you incur debt, you will need court permission to incur the debt. If your business changes your income,...
Archived
Can a court day for bankruptcy ne rescheduled?
Derek's answer
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Answered on April 25, 2019
Yes, you file a motion for a continuance of the meeting of creditors. You would have to serve the motion on the Trustee and the Bankruptcy...
Archived
I have an overdrawn joint bank account. I’m filing chapter 7 but my spouse isn’t. Can I include that debt in bankruptcy?
Derek's answer
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Answered on April 25, 2019
Your liability would be extinguished by your bankruptcy. If he is an account holder, then he would be responsible for the debt if your liability...
Refund check from trustee disbursed on April 18. I have not received it. Is the check mailed when it is disbursed?
Derek's answer
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Answered on April 25, 2019
In my district, the trustee actually issues and sends the checks directly from his office and it still sometimes takes a week and a half from the...
Can a repo man come on my private apartment parking lot to take my car?
Derek's answer
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Answered on April 24, 2019
If the lot is gated and has controlled access, then no. Otherwise, yes. They could not open a closed garage but they can go into a private parking...
Archived
Massachusetts Bankruptcy Laws - Specifically regarding Official form 122A-1 "Chapter 7 - Statement of your current monthly....."
Derek's answer
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Answered on April 24, 2019
Yes. You do not include the income earned in the month in which you file. You include income form the six months prior to the month your case is...
Archived
Joint filing chapter 7
Derek's answer
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Answered on April 24, 2019
Whose name(s) are on the deed to the house? The name on the mortgage didn't really matter for this purpose. What matters is whose name is on the...
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