It’s been two years since filing chapter 13 gap was financesmd in my car payment do I still have gap ?
Derek's answer
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Answered on May 08, 2019
You need to review your plan and it's terms. Whether the gap insurance was provided for in your plan governs. It probably does not include the gap...
Archived
How many days do you meet with your P.O after the 1st schedule date?
Derek's answer
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Answered on May 08, 2019
For some reason this question was classified as a bankruptcy question. I have reclassified to criminal defense which is not really the correct...
Archived
Paid in Full Car Loan Not Appearing on Credit Report?
Derek's answer
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Answered on May 08, 2019
No creditor is required to report to the credit bureaus, ever. If they do report, whatever they report must be accurate. If they don't choose to...
Generally how quickly does a chapter 7 discharge show on Pacer?
Derek's answer
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Answered on May 07, 2019
Depends on the court. Some are quite prompt. Some are a little slow. Probably within a few days to a week. If you haven't seen it show up on...
Archived
Another 10 year judgement....?
Derek's answer
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Answered on May 07, 2019
I mostly agree with Ms. Coleman, but would caution that if the judgment debt is in both your name and your wife's name, the the tenancy by the...
Archived
Can the state of Michigan garnish both a state tax refund & wages to satisfy a debt?
Derek's answer
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Answered on May 07, 2019
Yes, collection of debts owed to state agencies are only limited by state and federal law. There is nothing preventing the state from garnishing...
Archived
Could a internet payday loan company garnish monies from bank account after 7 years in NC?
Derek's answer
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Answered on May 07, 2019
Why would you believe some person who called you out of the blue who told you not to bother getting legal advice and to just pay up? The statute...
Archived
Can i file chapter 7 concerning 2 loans and 2 credit cards only..?
Derek's answer
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Answered on May 06, 2019
You have to list everything you own and everything you owe. No exceptions. But that doesn't mean you'd lose your house or your car. You can protect...
Archived
I am asking about inheritance after filing chapter 13.
Derek's answer
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Answered on May 06, 2019
If you are not already paying 100% to your unsecured creditors, it is very likely you would have to pay the inheritance into your plan to pay your...
Archived
Can Jdbyrider garnish your wages in luzerne county Pennsylvania due to a voluntary repossession?
Derek's answer
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Answered on May 06, 2019
You should consult with a local lemon law firm to see if PA lemon laws cover used vehicles. They probably don't, but they might. If PA lemon law...
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