Most car finance companies do not actually require a reaffirmation agreement and as long as the payments are made, they will not repo the car. ...

What is the process to strip off a judgment lien after reopening a closed bankruptcy case and about how long does it take.?

You file the motion to reopen your case and at the same time file the motion to avoid the judicial lien and you will have to lay out the property...

Discharge federal student loans ?

Is it possible? Yes. Is it likely? No. The standard set by Congress is that to discharge student loans repaying the student loans would have to...

No, just because your mother in law files bankruptcy does not make you nor does it make your wife responsible for all your MiL's debts. The money...

Am I obligated to pay the earnest deposit if I want to back out of a real estate sale? What are the consequences?

You really need to bite the bullet and consult with and retain an experienced local real estate attorney to assist you.

Have $160k equity owe $110k in cc debt. Can I reaffirm my mortgage & keep my house when I file bankruptcy?

You could keep your house in a ch13 since Ch13 does not involve liquidation of assets. Whether you could afford the plan payments will be the...

How long is the process for getting approval for buying a house from the trustees in chapter 13?

Practices differ from district to district. I recently filed a motion to incur debt for a client who needed a new car. I think it may have gotten...

After bankruptcy can a creditor on a motorhome file in small claims a lawsuit against us?

They can repo the vehicle but they cannot seek money from you. You should have filed a motion for sanctions against them back when they were...

In my district debtors must provide their check stings for the 90 days prior to filing to the Bankruptcy Administrator which is similar to the US...

If an elderly FL resident with only SS & no other $/assets files for bankruptcy, can they later file for Medicaid ?

Filing bankruptcy will not affect their eligibility for medicaid if they otherwise qualify.