Chapter 13, receiving $15k for cancer diagnosis under employer critical illness policy for paying expenses. Can I keep the $?
Derek's answer
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Answered on September 27, 2024
What you consider income does not matter. What the IRS considers income is, largely, irrelevant. What your state's exemption laws say about this...
What is a petition on open account , and can a collection agency file a mortgage document for credit card debt?
Derek's answer
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Answered on September 26, 2024
It sounds like you owed a debt and they sued you and got a judgment against you back in 2019 and the creditor is seeking to collect on that debt. ...
I filed chapter 7 on my mortgage 4 yrs ago, I didn't reaffirm the loan, can they now transfer loan to another mortgage company ?
Derek's answer
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Answered on September 24, 2024
There is a market for all kinds of loans and mortgages are no different. Yes, they can sell your mortgage subject to the same restrictions and...
I underpaid my chapter 13 payment by $241. How do I catch up the missing $241?
Derek's answer
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Answered on September 21, 2024
Yes, you can add the extra $241 to your next payment or even break it up into smaller chunks and pay it over a month or two if that is what you...
I was on short term disability they were paying me until they stop the last 3 months, now I am on LTD can I sue Sedgwick?
Derek's answer
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Answered on September 20, 2024
Without a much better understanding of your situation, and a thorough review of the insurance contract, we cannot offer you any meaningful advice...
If my chap 13 is dismissed because I sold my house without trustee approval what might happen?
Derek's answer
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Answered on September 19, 2024
Ms. Bunce is correct. If you have an attorney assisting you, speak with your attorney. Your attorney will be best able to advise you on the...
I did not complete my second bankruptcy course and did not receive discharge. How do I go about getting the discharge?
Derek's answer
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Answered on September 18, 2024
If your case is not yet closed, take the course immediately. If your case has closed without discharge, your attorney will need to file a motion...
How long does the trustee have to make a decision on a car proposal loan?
Derek's answer
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Answered on September 18, 2024
I agree. Follow up with your lawyer. If you don't have one, contact the trustee's office. One of the staff should be able to assist you. If you...
If I’m living in my inherited home & paying taxes since 2021. The other inherited is not paying on any taxes. IIf I pay taxes ?
Derek's answer
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Answered on September 17, 2024
No. You're just giving the other heir to the property a gift. You may need to file a petition to partition the property. That would likely force...
If a company already charged off debt, can they still file Judgement against the same account?
Derek's answer
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Answered on September 16, 2024
Ms. Coleman is correct. "Charge off" is an accounting term that lender's use once the debt is more than 90 days past due. It has nothing to do...
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