If I don't have the money to pay for a judgement and my license is suspended because of this what can I do
Derek's answer
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Answered on July 16, 2019
In most states, you would be eligible to reinstate your license immediately upon filing a bankruptcy rather than waiting until discharge but I...
Can I offer a settlement for a credit card debt civil summons without filing an answer to the court?
Derek's answer
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Answered on July 16, 2019
Yes, you can but you need to hurry and you need to get Sessoms and rogers to agree to hold off on filing for a default judgment. Sessoms and rogers...
Archived
My 341 meeting on Thursday, chapter 7 filed i on June 14th. I started new jobJuly 1 with increase $600 monthly. Can it affect ?
Derek's answer
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Answered on July 16, 2019
Congrats on the new job. Ch7 is more of a snapshot and if you qualified for Ch7 before filing and when you filed, what happens after the filing...
Archived
IIf i get my student loans discharged from total disability discharge how will that affect my credit?
Derek's answer
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Answered on July 15, 2019
This is not a legal issue. This is a credit reporting issue. The credit bureaus are required to report accurate information.
Archived
How are monthly payments determined in chapter 13?
Derek's answer
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Answered on July 15, 2019
There are a number of factors that go into determining the amount of a ch13 plan payment. The easiest way to understand everything that goes into a...
Can I sue Groupon for fraud?
Derek's answer
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Answered on July 15, 2019
You may be able to sue Groupon somewhere, but where? Included in each purchase from Groupon will be language that include provisions governing...
Archived
If I qualified for a chapter 7 bankruptcy and filed and then made over the amount of salary to qualify after what would happen?
Derek's answer
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Answered on July 14, 2019
If you know you'll have the new job when you file you have to base your schedule I on the income going forward and that may result in your having...
I'm a co-owner of a vehicle. How does filing Chapter 7 bankruptcy work in this case?
Derek's answer
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Answered on July 14, 2019
Unfortunately, your experience shows that no good deed goes unpunished. The best way to get an accurate answer would be to have a consultation with...
Archived
Can a bank suing over credit debt take my home if I haven't finished paying it off?
Derek's answer
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Answered on July 14, 2019
Probably, depending on the amount of equity you have, how it is titled and exactly when you purchased it. In NC a single homeowner can claim up to...
Archived
I got summons for a credit card debt what should i do im willing to make a payments arrangments
Derek's answer
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Answered on July 14, 2019
You, or your attorney can try to call the attorney for the creditor to try to arrange a settlement. Settlements can usually be done, though they...
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