Archived
Missed mortgage payments in chapter 13 (North Ga District), now Motion for Relief has been filed...what now?
Derek's answer
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Answered on August 06, 2019
Your attorney should be able to work out an agreement with the mortgage company to bring your past due mortgage payments current over 6 months....
Archived
Is it possible to file bankruptcy (Chap 7) on a civil judgement listed type catch-all from a resulting from a felony charge?
Derek's answer
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Answered on August 06, 2019
Debts arising from DUI or DWI are not dischargeable in any chapter in bankruptcy.
Archived
In AZ will the income that my children gets from social security as dependent child benefits need to be included in chapter 7?
Derek's answer
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Answered on August 06, 2019
Social security benefits do not have to be reported on the means test. They should be reported on schedule I but don't have to be used to support a...
Archived
Do I need to revise Form B106E-F?
Derek's answer
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Answered on August 06, 2019
The best thing to do would be to amend schedule f and add the collection agency. That will cost you $31.00 for the additional cooking fee then...
If I file chapter 7, will I be able to keep my bedroom set and washer/dryer set from rent a center if I add them to bankruptcy?
Derek's answer
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Answered on August 06, 2019
It depends on exactly what you're asking. If you mean, you file bankruptcy, discharge the debt and RAC does not get to repo the furniture without...
Archived
Can my husband still file bankruptcy with my name on the letter Or company we are filling for ?
Derek's answer
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Answered on August 05, 2019
He can file and discharge his liability for the debt. Your liability for the debt will not change and they could still sue you.
Archived
Can you get a loan if you are making payments on bankruptcy 7, but can not file until it’s all paid?
Derek's answer
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Answered on August 05, 2019
If you're in a position that you're "making payments" on a ch7 bankruptcy, your credit score is likely too low to qualify for a loan, except maybe...
Archived
If you did not reaffirm your mortgage after bankruptcy?
Derek's answer
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Answered on August 05, 2019
A mortgage company cannot rely on the default upon filing bankruptcy provision in the mortgage documents. The Supreme Court said that those...
My house was at auction they give me three months to leave. Do I get any money if my house sold?
Derek's answer
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Answered on August 05, 2019
If your house sold for more than was owed on it (including any costs of sale, and attorney's fees and costs), then you will get the excess. As Mr....
Archived
During ch 13 bankruptcy, I sold my home & property to a relative. Ch was dismissed 2.5 years later. Will this affect that sale?
Derek's answer
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Answered on August 05, 2019
The creditors will have to apply whatever they were paid during your ch13 but for unsecured creditors (credit cards, personal loans and the like)...
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