Archived
I have surcharge in the amount of $8,000 and it is from the late 80's and 1990, they are asking $350.00, per month
?
Derek's answer
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Answered on October 07, 2019
Surcharge for what? A debt arising nearly 30 years ago is almost certainly beyond the statute of limitations. Consult with a local bankruptcy...
Archived
How do I withdraw or motion to dismiss my BK petition?
Derek's answer
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Answered on October 07, 2019
There is no right to dismiss a ch7 and you can expect the ch7 trustee to vigorously oppose any motion to dismiss and the judge will not grant your...
Archived
I filed chapter 7 in Feb of 2013 I am in a bad spot and can just no longer pay my current debts....i am broke each month...SSD ?
Derek's answer
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Answered on October 07, 2019
You may be judgment proof because your only income is from Social security benefits which are exempt under federal law. If your creditots sue you,...
Archived
Another company purchased an old debt of mine and is going taking me to small claims court.?
Derek's answer
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Answered on October 05, 2019
I agree that you should not ignore this lawsuit and that you should consult a local bankruptcy attorney.. Your social security benefits are exempt...
Archived
How do I reduce wage garnishment for a credit card debt?
Derek's answer
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Answered on October 05, 2019
If you never were served notice that you were being sued nor notice of the impending garnishment, you may have a basis to challenge the validity of...
Archived
If i file bankruptcy emergency chapter 13 will my wages stop being garnished the day i file?
Derek's answer
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Answered on October 04, 2019
You have an attorney who should know how to get the garnishment stopped. It is unrealistic to think that somehow, magicall, all your creditors...
Archived
I need to remove myself from a deed?
Derek's answer
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Answered on October 04, 2019
You can, especially if you want to make sure your ex gets hassled by the trustee assigned to administer your Ch7. Generally, Mr. Harrell is...
Archived
Filed chapter 7 less than 4 years ago, and am looking to file chapter 13 to extend the time to refile chapter 7
Derek's answer
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Answered on October 04, 2019
Without knowing more about your situation, there is no way to advise you whether you'll be able to have manageable payments. there is a good way...
Archived
What are my options?
Derek's answer
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Answered on October 04, 2019
If the title /registration of the car is still in your name, you can "repo" it. Without seeing your contact I can't tell you whether you'd have to...
Archived
How can I legally break my KY 12 month lease 2 months early for the reason stated below?
Derek's answer
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Answered on October 04, 2019
Unless there is a provision in your lease allowing you to break your lease for this reason, there is probably not a way to terminate your lease...
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