Archived
Do I have to go to a magistrate hearing if the person is trying to collect a debt that was settled through a bankruptcy?
Derek's answer
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Answered on November 04, 2019
Since the gremlins in the AVVO system put questions in the category the system thinks is appropriate, we don't know which chapter in bankruptcy you...
Archived
Will it end in shambles I'm 15 he's 24 we're in a relationship?
Derek's answer
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Answered on November 04, 2019
He should know better. In almost every state, having a physical relationship would be the crime of statutory rape. Wait until you're legally old...
Archived
Do I need to file BOTH CH7 for business AND personal?
Derek's answer
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Answered on November 03, 2019
I rarely recommend filing a business chapter 7 for a small closely held business. The most likely outcome foot such a filing is the trustee will...
Archived
Can a lender repossess your vehicle during a bankruptcy?
Derek's answer
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Answered on November 03, 2019
I'm assuming you're in a ch7 rather than a 13 because reaffirmation is only done in ch7. Making a payment does not constitute an agreement to the...
Archived
I have seen a lawyer already to start the process for filing bankruptcy.
Derek's answer
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Answered on November 03, 2019
Unless you lied on your credit application (which is fraud), you can discharge the debt on the new car. Speak with your attorney about this.
Archived
Will being filed in a current Chapter 7 protect you from creditors even if you are not eligible for a discharge?
Derek's answer
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Answered on November 02, 2019
The advice you were given to file a ch13 then dismiss after the 8th anniversary of the prior filing is good, followed it. Since you've already...
Archived
Can I get my down payment back to my car or return it or exchange it knowing it was a used car.
Derek's answer
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Answered on November 02, 2019
You need to check with a local consumer protection attorney but, unfortunately, I doubt you can return the car. Most states don't require buyers to...
Archived
How do I get my car title?
Derek's answer
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Answered on November 01, 2019
Who are the "bankruptcy people"? You should have paid whoever held the note on the car which would have been whoever you were paying before you...
Archived
Bankruptcy chapter 7 vs 13?
Derek's answer
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Answered on November 01, 2019
Property settlements can be discharged in a ch13 but bit in ch7. If you want to discharge this debt you'd have to file a ch13.
Archived
Is it best to file for bankruptcy before or after my divorce?
Derek's answer
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Answered on October 30, 2019
I find it is generally in the debtors' best interest to file a joint ch7, assuming you and your soon to be ex are amicable. It is cheaper and...
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