Can my wages be garnished if I was a co-lessor and gave mgmt a letter saying I was no longer responsible?

Unfortunately, yes, they can. You cannot unilaterally just say that you're no longer liable under your contract. You agreed to the terms of the...

Declaring bankruptcy after trial has started, is it possible?

Yes, it will stop the trial. You'll need to put the plaintiff and their attorney on the matrix so they'll be notified. You'd also need to call the...

Can I sell a vehicle that is not part of my bankruptcy ?

You're mistaken. You are required to list all your assets as well as all your obligations so the vehicle is part of your bankruptcy estate until...

By stating you can “keep” your car after chapter 7? misleading

You're correct about the car finance company having discretion to enforce the requirement of filing a reaffirmation agreement. Most don't except...

Should I file for bankruptcy before or after the trial?

There's no advantage to waiting to file until after the trial. You'd just go through needless aggravation and incur additional attorneys fees to...

There's no filing fee for filing a response to the complaint. However litigating and defending against the suit could end up being pretty expensive...

CAN I FILE FOR CHAP13 BANKRUPTCY, WHEN UNEMPLOYED?

You can continue with your current chapter 13 as long as you can continue to make the required payments. If you can't make the payments you may be...

I’m in Chapter 13 Purchased a vehicle with court permission, fell behind on payments,now company is trying to lift the stay.

Your attorney may be able to work something out with the creditor to allow you to cure the past due payments. If they do repo the car this debt...

You obtain a proof of claim form, fill it out and file it with the appropriate bankruptcy court. The should've sent you a blank proof of claim...

Your question is confusing. I suspect that you're in a ch13 rather than a 7 because you say that you've been in a ch7 for 20 months. Typical ch7s...