In GA If you want to file a chapter7 and will not have another way to get a car so only option at the filing time is a retain/pa
Derek's answer
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Answered on October 31, 2024
Retain and pay does not require court approval. However, not all car lenders accept retain and pay and may require the signing and filing of a...
Concern the Bankruptcy Trustee not doing an adequate job.
Derek's answer
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Answered on October 31, 2024
Ch13 Trustees will have their own policies about how to make payments to secured creditors, but it is not uncommon for the mortgage and mortgage...
How do I get a mechanical lien off my house I filed chapter 7 and a homestead exemption that clovers the home completely?
Derek's answer
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Answered on October 30, 2024
If the lien was perfected (meaning established as valid according to state law) prior to the filing of your bankruptcy, then your bankruptcy did...
Whats a breach of contract
Derek's answer
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Answered on October 30, 2024
I wish I could say that you're the first person this had happened to. I can't. Those debt settlement companies that advertise on TV make all...
Chapter 7 question
Derek's answer
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Answered on October 29, 2024
In my district (Eastern District of NC) you would not have to list the house as your asset. It may be different in NY and you should speak with a...
How to file for personal chapter 11 bankruptcy ?
Derek's answer
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Answered on October 29, 2024
You probably mean ch13 rather than ch11. The best way to file a ch 13 is to go have some consultations with some local bankruptcy attorneys and...
A lawyer put a lane on my deforce settlement for payment. Can I file bankruptcy to dismiss this? the lane is on money payment ?
Derek's answer
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Answered on October 26, 2024
Bankruptcy does not affect the validity of a lien. In order to avoid a judicial lien (a lien imposed by a judgment from a lawsuit), you would have...
How long after chapter 7 proof of claim
Do you get a discharge ?
Derek's answer
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Answered on October 25, 2024
Most chapter 7 cases do not have a proof of claim deadline. If you meant the deadline to object to discharge is today, I'd expect the discharge to...
I filed bankruptcy Chapter 7 in the Northern District of FL but my PRIVATE non federal student loan was not discharged.
Derek's answer
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Answered on October 24, 2024
Yes, you can reopen your bankruptcy to file an Adversary Proceeding to try to discharge your student loans. Private student loans are not subject...
Investment return during Chapter 13?
Derek's answer
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Answered on October 24, 2024
We can't tell you. If you have a 100% payout to your unsecured creditors in your plan, you would be able to keep the return on your investment. ...
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