Archived
Why is a collection agency flagging my credit account as chapter 13 bankruptcy dismissed 2 years after it was dismissed?
Derek's answer
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Answered on December 29, 2019
You can't have the fact you filed ch 13 removed from your credit report. Why a particular creditor may be showing your account is in an active...
Archived
Can I appeal a child support commissioners decision?
Derek's answer
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Answered on December 29, 2019
I will not address most of your issues but the order dating back to 2007 is too old to be addressed. A court is not going to address an issue that...
What happens to collateral if a creditor is a no-show for the 341 hearing?
Derek's answer
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Answered on December 26, 2019
Whether the trustee takes your car has no impact on the validity of the finance company's lien on the car and they can still repo the car if you...
Archived
Can I keep a refund check from my homeowners insurance after chapter 7 if I no longer live in the home?
Derek's answer
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Answered on December 26, 2019
This really has little to do with bankruptcy. It is more of an insurance and ethics question. You may find that the check is made out to both you...
Archived
Can a 12 year old date a 13 year old?
Derek's answer
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Answered on December 24, 2019
This really isn't a legal question. There is no legal prohibition on a 12 year old going out on a date with a 13 year old. Different question if...
Archived
Is Distribution Award on divorce stipulation agreement dischargeable?
Derek's answer
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Answered on December 24, 2019
You asked this question a few days ago and were given the same response that Mr. Boyer and Ms. bunce gave you today: This debt is not...
Archived
Can I include State Medicaid Overpayments in my Chap 7 Bankruptcy?
Derek's answer
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Answered on December 23, 2019
Yes, but the state can allege fraud and object to your being able to discharge the debt by filing an adversary proceeding against you. You'll need...
I will declare Chapter 7 bankruptcy, I have 5 phones under my account with a cellular provider. What will happen to our phones?
Derek's answer
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Answered on December 23, 2019
You can keep your current account but you'll probably have to pay the account current to do so. Once you file ch7, the mobile carrier can't take...
Archived
Will the judge rule for me to get out in 24 hours in bankruptcy court?
Derek's answer
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Answered on December 23, 2019
You have an attorney representing you for this matter. Ehtically other attorneys cannot advise another attorney's client for the matter for which...
Archived
What are the risks to my fully-owned real property if I co-sign a loan with my long term girlfriend in NC?
Derek's answer
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Answered on December 22, 2019
Foreclosure deficiency judgments are legal but not common in NC so that's not major concern. Make sure you have lots of insurance and don't cheap...
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