I owe 27,000 on my home and its in forclosures worth 12o.000 should i file bankruptcy helc loan state or fed program previ
Derek's answer
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Answered on July 26, 2020
A chapter 13 could help you save your home but you'll have to be able to bring your mortgage current over 3 to 5 years and also pay your on-going...
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I was caught switch ticket at walmart?
Derek's answer
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Answered on July 26, 2020
You should have an attorney to assist you. I also agree that even though this is an anonymous forum, you should not admit to crimes online. ...
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Bankruptcy: Motion for Relief from a Stay in violation of freeze on foreclosures
Derek's answer
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Answered on July 24, 2020
No, I don't think so. The Motion for Relief from Stay is asking for required permission to institute or proceed with the foreclosure. It is not...
I have questions regarding the mandatory LOA, the letter I received regarding the bankruptcy hearing, and why I am not being com
Derek's answer
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Answered on July 23, 2020
All good questions, but we can only guess at any of the answers. I suspect you have been told you may be a creditor of your former employer...
Will the automatic stay take effect if I filed bankruptcy two years ago, but didn’t complete it?
Derek's answer
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Answered on July 23, 2020
Yes, based on the information provided, the automatic stay should go into effect when you file a new case. Retain an attorney to assist you to...
My wife died from ovarian cancer 11 months ago. Am I responsible for the medical debt?
Derek's answer
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Answered on July 22, 2020
My condolences for your loss. Unfortunately, NC law does allow a hospital to sue the surviving spouse for the medical bills incurred by their...
Can an Uber driver's earnings be garnished for unsecured debt in NC?
Derek's answer
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Answered on July 22, 2020
Income from wages or paid to a contractor cannot be garnished in NC for a judgment from a NC court. If the judgment was entered against you in NC...
Archived
Can I convert my chapter 13 bankruptcy to a chapter 7 because of pandemic job loss?
Derek's answer
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Answered on July 22, 2020
Yes, you can convert, but you are not eligible for a discharge in chapter 7 until 8 years have passed since your ch7 filing in 2017, so sometime in...
Archived
Received docmentation for warehouse lease attorney of Plaintiff motion for civil contempt of court or in the alternative motion
Derek's answer
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Answered on July 22, 2020
Ass long as you don't completely ignore the courts order to produce documents (respond and explain why you can't produce the documents) you are...
Archived
Can I file Chapter 7 bankruptcy without having any income?
Derek's answer
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Answered on July 21, 2020
You can certainly file a ch7 bankruptcy with no income. Ch7 does not require in come, you may be thinking of ch13 in which you have to make...
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