Archived
Can someone who did not follow through on their contract file bankruptcy to be unable to refund the money?
Derek's answer
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Answered on August 29, 2020
Yes. When someone files bankruptcy then any creditors that person has are ordered to cease all actions to collect debts owed by the debtor. That...
Archived
Want to ask them if a company is in chapter 11 bankruptcy do they need to refund cust
Derek's answer
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Answered on August 29, 2020
The company can enforce the provision that says the customer forfeits the $300 if the customer cancels. The issue is really whether the company...
What can I do to stop the repossession of my vehicle??
Derek's answer
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Answered on August 27, 2020
Short term, you can prevent the repo of your vehicle by filing Ch7 bankruptcy and then you can redeem the car by making a one time payment for the...
Archived
How do you know if your lawyer is doing what is best for you?
Derek's answer
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Answered on August 27, 2020
You can file a motion to modify your plan based on your reduced income. You should contact your attorney and advise of your changed income. Be...
Archived
What are the courts doing under the cares act chapter 13??
Derek's answer
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Answered on August 27, 2020
If your plan was confirmed prior to March 27 (if I remember correctly) and you have experienced difficulties or a change in income or expenses due...
Archived
Is this a violation of the FRCA?
Derek's answer
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Answered on August 24, 2020
No creditor is ever required to report to the credit bureaus. If they do report, then any information they report is required to be accurate. ...
I'm leasing a car, but didn't reaffirm debt. Am I obligated to pay? Can I turn car in?
Derek's answer
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Answered on August 24, 2020
I agree with my colleagues, if you did not assume the lease, you can turn the car in and they cannot sue you for any deficiency. I think they also...
How long after Chapter 7 Bankruptcy discharge in Florida can we begin acquiring assets?
Derek's answer
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Answered on August 24, 2020
Chapter 7 is a snapshot of your financial situation at the moment you file a ch7. So you can start acquiring assets that will not be part of your...
Archived
How to financially shield my wife from unsecured credit card debt following my death?
Derek's answer
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Answered on August 20, 2020
I am sorry to hear about your illness. I agree that you should speak with an experienced bankruptcy attorney near you. Depending on how you own...
Selected as the best answer
Archived
Recovery of Money/Property-Fraudulent Transfer-Eastern MI District
Derek's answer
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Answered on August 18, 2020
Retain an attorney because the trustee either did not believe you or thinks he has a basis for recovering the funds and if you do not fight back,...
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