How long does it take for a bankruptcy to close after the trustee sends a chapter 7 trustees report of no distribution?
Derek's answer
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Answered on December 14, 2020
The deadline for objection to discharge of a debt is 60 days after the conclusion of your 341 meeting. In my district the trustee will issue the...
Archived
Am i able to file for chapter 7 bankruptcy?
my parents filed for chapter 13 5 years ago and was a cosigner on my student loan
Derek's answer
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Answered on December 14, 2020
Yes, assuming you otherwise qualify for Ch7, you can file for ch7. The fact your parents filed for Ch13 is irrelevant to whether you can file. ...
Archived
If I pay off my debt before the 30 days to answer is up, what should I do next? Will the debt collection agency withdraw?
Derek's answer
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Answered on December 14, 2020
If the collector/creditor has an attorney, contact their attorney to make arrangements to pay the debt. I would not pay the creditor directly...
Can I cancel the insurance on a car included in chapter 13 if I no longer can drive it? Will the creditor repossess the vehicle
Derek's answer
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Answered on December 14, 2020
To surrender your current car, you'll need to modify your plan to surrender it which will allow the creditor to repo it without having to move for...
Date debt Incurred?
Derek's answer
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Answered on December 11, 2020
The date incurred is relatively unimportant except if there is a question of whether the debt is subject to the presumption of...
Archived
Can my trustee take my pandemic unemployment assistance ?
Derek's answer
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Answered on December 11, 2020
It is against the ethics rules in all states for an attorney to advise another attorney's client about the matter for which the representing...
3-year Chapter 13 Plan ended in November. Can it be extended?
Derek's answer
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Answered on December 10, 2020
Your plan can probably be extended but you should speak with a local bankruptcy attorney to see what your options are in your district.
Archived
Filed ch7 in 2015 discharged in 2017-my old bank pinged my credit this year and asked for pmt.?
Derek's answer
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Answered on December 10, 2020
Contact your bk attorney for a possible discharge injunction violation.
"Resolution Specialist" texting family and I, disclosing my SSN to someone other than myself, and continuing to treat others.
Derek's answer
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Answered on December 09, 2020
I agree with my colleagues that this is likely a scam designed to shake the money tree to see falls out. In my state, I would not only advise you...
Selling home while in Chapter 13?
Derek's answer
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Answered on December 09, 2020
If you have been in your ch13 for less than three years, you cannot get a discharge unless you pay off your creditors in full (100% of claims...
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