Do I return my rent to own appliances after filing chapter 7 bankruptcy? Even though my account was current n I've it for 2yrs.
Derek's answer
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Answered on February 17, 2021
The legal answer is if they contact you to repo the collateral, then you will eventually have to give them their collateral back. You are not...
Is it possible for a creditor to place a lien on a house then transfer the lien to another creditor?
Derek's answer
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Answered on February 17, 2021
Sure, they can transfer the lien to another creditor. As Mr. Granvold indicates they do have to notify you that the lien or the servicing rights...
Can I sue ERCOT (a state agency) and/or Oncor electricity provider for damages to my home?
Derek's answer
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Answered on February 17, 2021
I agree that this question has nothing to do with bankruptcy but I changed the category again to consumer protection. Mr. Granvold had changed it...
I've been in a chapter 13 for a year and thinking about asking for a dismissal
Derek's answer
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Answered on February 17, 2021
Generally, I do not recommend that my clients voluntarily dismiss their ch13s. But each circumstance is different. In your case, I will advise...
Guns and bankruptcy?
Derek's answer
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Answered on February 14, 2021
The courts will find out about them because you are obligated to disclose all gifts of more than nominal value on your petition and schedules which...
Archived
How is debt a different cause of action from the contract it arose from ?
Derek's answer
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Answered on February 14, 2021
I agree that it would be necessary to review the complaint to give you a definite answer. It could be that the first count for breach of contract...
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It is a benefit for me to appear in court for a ticket but we may have bad weather.
Can I call to reschedule?
Derek's answer
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Answered on February 13, 2021
I reclassified this from debt collection to DWI/DUI to hope that you get more responses from traffic/criminal defense attorneys. Prior to covid...
I am being sued and while I understand the breaching contract part I’m being sued for quantum merit related to interest ?
Derek's answer
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Answered on February 13, 2021
Quantum meruit is the concept that the plaintiff deserves something for some reason. In this case they're saying that you should have to pay...
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My mortgage was never included in my chapter 13 plan. I pay it. Can I reaffirm my mortgage to show it on my credit as reaffirmed
Derek's answer
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Answered on February 12, 2021
You can't file a reaffirmation in a chapter 13 because reaffirmations are only done in chapter 7s. While I agree that some folks are educated...
I filed chapter 13 on My hard money lender who did not put a lien on my residential property until 3 days before
Derek's answer
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Answered on February 12, 2021
You don't really ask a question, so I am not sure what you want to know. Please rephrase your question and ask again. Also, not sure what you...
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