I have a judgment lien from a credit card debtor and a new car that is financed . Can I trade that car in?
Derek's answer
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Answered on June 30, 2022
Judgments are not automatically a lien on personal property in NC. It would only be after a Notice of Rights to Designate Exemptions and the...
Chapter 13 i have 8 months left if i let my case dismiss will my mortgage lender let me continue my payments to them?
Derek's answer
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Answered on June 29, 2022
Why in the world would you even think about doing this? DUMB idea. If you complete your ch13 and get a discharge any unsecured debt not paid...
Can my lawyer withdraw from representing me since I filed Ch7 bankruptcy?
Derek's answer
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Answered on June 29, 2022
I think your attorney can withdraw from the state court lawsuit without getting relief from the stay. If you want your attorney to continue to work...
Filing a Chapter 13 Voluntary Wage Attachment pro se?
Derek's answer
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Answered on June 26, 2022
In my district, if you want to have your ch13 payment paid directly from your paycheck, the trustee will send a wage attachment order to your...
I have taken registration loans out from Speedy Cash in the past and paid them timely.
Derek's answer
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Answered on June 26, 2022
I agree with Ms. Drain. the best way forward would be to consult with a local bankruptcy attorney or two who can give you accurate advice based on...
Ally bank told me I do not need reaffirmation on car l that I am still paying during my Chapter 7, can they repo and sue me ?
Derek's answer
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Answered on June 26, 2022
If you do not reaffirm the debt on the car, they cannot sue you for any deficiency however they can still repo the car if you do not make the...
My wife won $9,900 in Oklahoma do we have to give it all to the trustee ?
Derek's answer
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Answered on June 24, 2022
If you comply with the orders of the court and trustee why would they dismiss your case? They wouldn't. Your attorney could file a motion to allow...
Credit Statute limitations ?
Derek's answer
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Answered on June 24, 2022
Typically, statutes of limitations are determined by the forum (of the lawsuit) state. So, if you move to NJ and your creditors sue you in NJ...
If I filed Chapter 13 in a state that I previously lived, can I file an adversary proceeding for violation of Section 524
Derek's answer
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Answered on June 24, 2022
I agree with Mr. Gottleib. The proper venue for the Motion for Sanctions is the district which issued the discharge in the first place. I also...
Should I file chapter 13 bankruptcy?
Derek's answer
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Answered on June 24, 2022
I agree with Mr. Gottleib. Ch13 provides a method for bringing mortgage arrears current over as long as 5 years. Some districts have implemented...
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