How do I answer the homestead form question in California: "I own the following interest in the above delcared homestead:"
Derek's answer
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Answered on February 26, 2023
Some states require that for a debtor to benefit from the exemption for a homestead, that the debtor must make a formal declaration that such and...
Can I file an exemption claim for personal injury settlement while in Chapter 13 Texas?
Derek's answer
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Answered on February 26, 2023
Whether you can keep, some or all of any settlement from the auto accident is completely a matter of state law exemptions. You should speak with...
What is the steps for getting summoned by cnac in Ohio when I willing gave my vehicle back do to warranty?
Derek's answer
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Answered on February 22, 2023
Just because a creditor did not take action for a couple years does not mean they cannot sue you to collect the debt(s) owed to them. they just...
Will a chapter 13 make me sale personal items like art inherited from a parent?
Derek's answer
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Answered on February 20, 2023
Ch13 does not require the liquidation of assets so you will not be forced to sell anything, nor will the trustee come and take stuff to sell. ...
Can filing bankruptcy also wipe out IRS debt?
Derek's answer
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Answered on February 17, 2023
Maybe. Debt owed to taxing authorities such as the IRS can be discharged, if certain conditions are met. Assuming the return(s) were filed on...
My spouse filed for chapter 13 and it has been confirmed. I know she cannot gamble but, wanted to know if it’s ok for me?
Derek's answer
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Answered on February 17, 2023
You are under legal prohibition from gambling. Whether it is a good idea or not is a different question.
If I file for Chapter 13 bankruptcy could I become ineligible to renew my CA NMLS/Mortgage License?
Derek's answer
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Answered on February 17, 2023
Probably not, unless the reason you need to file bankruptcy has something to do with an abuse of trust. Each state has different rules about what...
Can my HOA put a judgement lien on my condo for attorney fees from a law suit 8 years ago?
Derek's answer
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Answered on February 14, 2023
I agree with Mr. Daymude. If you got a discharge in your ch13 then the discharge injunction would prohibit the HOA from taking any steps to...
Casino winnings after 341 meeting? chapter 7
Derek's answer
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Answered on February 11, 2023
Congratulations on your good luck. I agree this is not part of your bankruptcy estate and you do not have to tell the trustee nor turn over your...
When does a chapter 13 close out?
Derek's answer
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Answered on February 09, 2023
I am sorry for your loss. Contact the trustee and your father's attorney and advise them of your father's passing. The attorney should be able to...
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