When can I stop pay for HOA? After ch7 discharged and the bank will foreclosure (mortgage including in bankruptcy).

I agree with my colleagues. There is a specific provision in the bankruptcy code which addresses liability for post petition (after filing) HOA...

Do I use the Washington state exemptions or Oregon exemptions in a Chapter 7?

The bankruptcy code says that in order to use the exemption statutes of the state in which you reside at the time of filing, you have to have lived...

I recieved lump sum payment for workmans comp , i now have to file bankruptcy is that money excempt from attachment .

Worker's compensation settlements are exempt under NC law, but may not be under TN law. I would advise that you keep the WC settlement funds...

Will I get a notice of dismissal from the court for not filing chapter 7 petition correctly?

If you did not file all the required documents and did not attend the 341 meeting, and persist in failing to file the documents adn do not attend...

I agree that if you did not reaffirm your mortgage debt, that the debt is discharged and they will not report to the credit bureaus on that debt....

If the debtors fail to respond to a Chapter 13 plan objection, can the judge dismiss the case?

The procedures my colleagues outlined are pretty much teh same here in NC and I agree that unless the debtors propose a feasible plan, their case...

If I am planning on filling chapter 7 and I paid $17,000 for my car cash can I keep my car

Maybe. It will depend on how much your car is really worth and how much of that value you can claim as exempt under the exemptions you are allowed...

How long do I have to file an appeal in a Chapter 11?

You really need to have a lawyer assist you with this, do yourself a favor and at least consult with one as soon as possible.

How can I tell if Chapter 13 is the solution for us?

I agree with my colleagues. We don't have enough information to give a cogent answer, but I am sure there are competent bankruptcy attorneys...

Should I call some creditors that Ive decided to file bankruptcy?

I agree with my colleagues but I'd also recommend stopping any payment plans you have arranged. You will probably need to have all money available...