Derek R. Caldwell's Answers (10245)

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After filing bankruptcy can Homeowner’s Association come after your home if you are still paying mortgage company?

Derek's answer | Answered on February 03, 2012

The powers of HOAs can vary from state to state so whether they can foreclose for unpaid dues may be different in Florida than in NC or California,...

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Who do we reach out to for cash for keys after bankruptcy has been discharched?

Derek's answer | Answered on February 02, 2012

I agree that there is no right to "cash for keys" but some banks/mortgage companies do have those programs. However just because you said you...

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I have paid an atty for chapter 7 bankruptcy almost 2 yrs ago. Problem is company I used to help with modification told me I

Derek's answer | Answered on February 02, 2012

I agree that the means test generally controls unless you have a known or virtually certain change that is not reflected in your means test. There...

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Chapter 7 question

Derek's answer | Answered on February 02, 2012

I agree that you are exempt from the means test if your debts are primarily non-consumer debts. Taxes are not considered consumer debts, but...

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Can loans you receive from on-line cash advances be discharged in a bankruptcy?

Derek's answer | Answered on February 02, 2012

I agree with Mr. Doan that cash advance/payday loans can be discharged in bankruptcy. You should be aware that if you got the loans from internet...

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