Unfortunately I made a terrible mistake one year ago January 2017 by filling Bankruptcy with the Raleigh office. At the time I was about to lose my home due to job loss. I thought my only choice was to file Bankruptcy to keep from losing my home I worked so hard to purchase. During the process the p...aralegal stated to me I would be paying $1036 monthly as my finances would NOT allow me to pay and I quote A PENNY more. That being said the monthly amount increased 2 more times. Upon going to court wasting a whole day right before I went in to see the Judge my attorney told me the amount just increased. This was the first time I ever laid eyes on him. The paralegal assured me several times during each meeting my SUV (which has my daughter's name on it) would definitely not be included. Low and be hold it is included and now I cannot refinance. Also the paralegal stated again several times if I changed my mind at any time everything would go back as it was meaning things on my credit report, that was also a lie. Everything was wiped away and credit cards are closed which I cannot reopen them but still have to pay. The bank that has my car loan will not put it on my credit report due to it being included in the Bankruptcy. It is not fair and absolutely not right that I was lied to. My credit is ruined thanks to the Raleigh office. Someone needs to fix the issue with my SUV. That's a terrible thing to do to a person who was only asking for help so she could keep her home.

This John T. Orcutt, as well as their crony, the so-called "trustee" Joseph A. Bledsoe, are the biggest bunch of crooks, scammers, and greedy liars I have EVER known. Let me tell you just how these CROOKS ripped me off. In February of 2015, I decided that it would be in my best interests to file for ...bankruptcy. I decided to retain this John T. Orcutt as my bankruptcy attorney. After several months of paperwork and pencil-pushing, my Chapter 13 Bankruptcy was finalized in June of 2015. Now, I had already started making monthly payments of $762.00 in May. After making my third $762.00 payment in August, I decided that these payments were too high and that I simply could not afford them. So, I agreed to let this bankruptcy be dismissed. The dismissal was finalized on Sept. 24, 2015. The very next day, I called the office of this John T. Orcutt to inquire about just how the payments that I had made to this so-called "Chapter 13 Trustee" had been disbursed to my creditors because it was my intention to contact my creditors personally to see if I could continue to pay them, just without this bankruptcy. To my utter and everlasting shock, mortification, humiliation, horror, and disgust, I was informed by this John T. Orcutt that not one CENT of the money that I had sent in to this "trustee" had been disbursed to my creditors. When I demanded to know where my money was, these CROOKS told me that they had basically POCKETED ALL of the money I had been sending in for so-called "attorney's fees". Can you believe this crap? This is criminally negligence at the very least, if not outright THEFT. Their "day of reckoning" however, is COMING.

When I went to the Durham office for my initial consultation and setting up my Chapter 13 they were the best. They were knowledgeable and responsive and I wish I would have had the choice to stay with them. The reason I say this is now that my Chapter 13 is active I was assigned to the main office an...d Wheatley Honeycutt was assigned as my new paralegal. I swear every time I need to get in contact with her I never can!!! I swear to you either I am on hold for over 20 minutes (and if you are on hold that feels like an hour) or if I email her I do not get a thorough response. Either she just answers one of my questions or she doesn't make it detailed enough. Not to mention there is always a lady that answers the phone and she is just as bad because she sounds annoyed that she has to even answer the phone, I swear these people need to take customer service classes because their professionalism and mannerism sucks. They need to get a few pointers from the Durham office because they are a whole lot better in every category. If it just so happens that they are that busy than they just need to get more people because right now the experience I had once I was transferred to the main office is not good at all.