When I first sat down with Morgan the fear of what I was about too do was full of uncertainties. I was recovering from neck surgery that put me out of work for months. My bills did not stop coming but a paycheck was no longer. My credit card debt crept up on me from taken out cash advances to stop th...e phone calls. I was robbing Peter to pay Paul. I was current on all bills except the house of cards was starting to collapse. After about 1 hour I started to see some hope where there had been none. Long story short. The law office of John Orcutt's did everything they promised and then some. That was back in 2017. My case was a chapter 13 for 60 months. I was able to make the payment the Federal Courts had ordered me to pay. In fact my case ended 5 months ahead of the 60. My truck is paid off, I owe very little on my home. But the main thing I now have my affairs in order. It seems like everyday I am getting credit card offers. But never again will I allow that addiction to take back my life. No I am not getting paid for this review. I am a previous customer. If you are thinking about your debt, then more than likely you may want to give an bankruptcy attorney a call to weigh your options. I am a SURVIVOR!!!!!!

My husband and I had to file for bankruptcy (Chapter 13). I had anxiety about filing and the entire process. Everyone was so kind and courteous at the Fayetteville office. Christina Crews did an amazing job assisting us. However, i was unaware we would have to start making payments immediately after ...we filed. We filed on February 17 and we were told our first payment is March 1st. Which did not give my husband and I time to figure out our finances. We have to pay $1518 every month, not to mention we are paying $836 in child care plus other household expenses. Honestly, this amount is extremely high to the point we can't really afford that. I only get paid once a month. My husband will only receive one check prior to us making our first payment. I feel like I am still in the hole. I thought filing bankruptcy helps people get out of financial crisis. However, we feel we are still struggling with this payment.

I went to the Orcutt law firm to file bankruptcy. I had gone to him in the 90’s for a chapter 7 bankruptcy and liked him. This time for a chapter 13 my experience was drastically different. The first time I met with Mr Orcutt personally and he actually went to court with me. This time I never met wit...h the attorney that was assigned to my case and met only with a paralegal or other support staff. On the day of my court appearance my assigned attorney from the Raleigh office wasn’t there and an attorney from the Fayetteville office was there to replace him. That was definitely a surprise for me. The court proceedings went fine thank goodness. In closing I think it would be nice that a client should meet at least once with the attorney that will represent them. The law firm of John Orcutt does great work.

I hired this firm back in 2006 or 2007 to assist me with filing bankruptcy chapter 13 their suggestion. I was instructed to relinquish my property back to the bank upon, which I did. I made all of my payments in my chapter 13 and received my bankruptcy discharge. Now here in 2018 I receive a letter ...from the State of North Carolina stating I owe back taxes with incurred interest on that property from 2013. I didn't understand why I owed this money, therefore I contacted John Orcutts office for explanation. They're the experts that I hired and paid. I was told I need to speak with Jenelle R. the paralegal over my case. I began contacting the office in January 2018 it is now April 2018. I've since had to make payment arrangements with the state of North Carolina to keep them from levying my current property or bank account. Jenelle R. has retuned my calls less than a handful of times, instructing me to email her or call her back. I have done as she request. I thought emailing may result in a faster response, so I sent her a personal detailed email in March upon which she still has not responded. The voice message line appears to be generic and shared. Even so I've still left detialed messages explaining my concerns and issue. The email has yet to be responded too and the return calls at a the time that I'm unavailable (PT appt) I have gotten are always the same message instructing me to call again. I hired this law firm because they're supposed to be the experts you shouldn't be left on your own no matter how many years later to try and figure things out on your own. The phone staff is rude they have all of these channels and you can never really talk to anyone for assistance this is my personal experience with John T Orcutts office in Raleigh North Carolina. Did I really owe this money I guess I'll never know because out of fear of losing everything I just made the payment arrangements because I was frustrated with calling the office and getting nowhere.

in 2008,i was layed off from my job and did the not smart thing to do, i took my 401k out to live on.in 2014 the irs and the state siezed my bank account and told me i would go to jail. we went to john orcutt and they said they could help us and we proceded to file ch.13. these taxes were over 10 tho...usand dollars and were the primary reason we filed. we paid these people 240.00 a month for 3 years and as soon as we were discharged my bank account was seizes again by the state revenue and 2 weeks later the irs sent me 2 certified letters of intent to levy property, now i owe intrest on way over 10 thousand dollars, so this bankruptcy did absolutly nothing but disperse 4064.00 to lawer fees that i could have went toward a payment plan to the irs if we were not lied to by this firm. if they had told us up front they could not help us i would have not filed. the post case parallegal was not helpful at all as was rude to me through a email i sent, which i still have. i just set up a payment with the irs and the state and i will be paying more that i payed this firm and twice as long....