Archived
My now, ex husband, opened a credit card and added me as an authorized user.Trying to "persuade" me to change the divorce filing
William's answer
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Answered on August 15, 2012
I doubt that, if all of what you say is true, that you will go to jail. But you are likely to be responsible for some or all of the charges on the...
Archived
A lawyer is threatening my husband with a class d felony for not paying credit cards. can this happen?
William's answer
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Answered on August 13, 2012
This is America; we don't have a debtor's prison. That means that noone in America goes to jail for missing credit card payments. Now, there...
Archived
What kind of lawyer do i need to help me remove closed accounts on me credit report? (i was reported by default)
William's answer
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Answered on August 13, 2012
I have had some success in suing creditors in this situation to remove the entry on the credit. Before filing a lawsuit, I would gather all the...
Archived
How to handle a fraudulent charge made on my credit card?
William's answer
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Answered on August 08, 2012
This is a very sticky situation. The police don't like to get into domestic financial matters, especially old ones, and Best Buy has already...
Archived
Is it legal to put a 6 ft. privacy fence on the property line without consulting your neighbor in N.C.?
William's answer
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Answered on August 06, 2012
The short answer is yes, as long as it is on his property. How much is it bothering you? A lawsuit to argue about will cost about $4500 or more.
Archived
Bank of America giving us the run around with a modification 3 years in the making! What recourse is there, if any?
William's answer
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Answered on August 06, 2012
Call the North Carolina Office of the Commissioner of Banks --919-733-3016. They have a program for loan modifications and they may be able to...
Archived
I was approved for a loan modification in 2011, paid the fees associated with the modifcation and made monthly payments....
William's answer
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Answered on August 06, 2012
No choices are available. You probably should consider filing a lawsuit against PHH to enjoin them from proceeding with the foreclosure.
Archived
Took out second mortage on first home paid cash for second home
William's answer
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Answered on August 06, 2012
The answer is that they can, but they are not likely to. Banks in this climate usually do not enforce deficiency judgments in...
Archived
How can I get information on if my mortgage company put up full "consideration"for my mortgage. My mortgage company said I need
William's answer
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Answered on August 06, 2012
I have written a book on mortgage and banking law, and I have no idea what this question is about. The note in your transaction recites...
Can we get earnest money back if house does not appraise for purchase price?
William's answer
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Answered on August 06, 2012
It all depends on what the contract says; many contracts provide for an appraisal contingency. Newer forms commonly used do not. It is hard to...
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