Archived
I claimed Chapter 7 Bankrupsy in Feb. 2009 and it is closed. I am finding myself having problems paying my bills, mostly medical
Erich's answer
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Answered on April 18, 2012
For an individual with a previous discharge in a chapter 7, the rule is 8 years for a second chapter 7 bankruptcy or 4 years for a chapter 13...
Archived
Just served "Motion to claim exempt property" BUT......
Erich's answer
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Answered on April 12, 2012
Yes, you need to fill out the form if claiming exemptions.
I understand the "turn over various household property" box to relate to judgments...
Archived
What can I do about a judgement against me.
Erich's answer
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Answered on March 27, 2012
If you never found out at all about the lawsuit or the judgment before now, and are sure about that, you may want to consult with a local attorney...
Archived
Can I respond and defend myself in this case? I can not afford and do not have the resources to hire an attorney. Please help.
Erich's answer
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Answered on March 26, 2012
Mr. Oney is correct: you have the right to defend yourself, but inability to pay is not an effective defense to the lawsuit.
While effective...
Archived
I dont understand my exemption form do i mail a copy to the court and to the bank within 20 days
Erich's answer
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Answered on March 16, 2012
The exemption motion form must be filed (i.e. received) by the court within the 20 day period. Many people take a document directly to the...
Archived
I have a court order to exempt property from a judgement levied against me. Can I still refiance the property?
Erich's answer
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Answered on March 14, 2012
My recollection is that exemptions claimed after a judgment don't have the effect of preventing a judgment lien from attaching to the property,...
Archived
Brother died, a judgement existed for credit card debt - must the estate pay the judgement?
Erich's answer
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Answered on March 13, 2012
Checking with the clerk of court in the county where the property is situated can help verify if the judgment was entered in that county or...
Archived
My mother-in-law wants to use our address for bankruptcy as a permanent address even though she does not live here is it legal
Erich's answer
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Answered on March 01, 2012
The bankruptcy petition has space for a mailing address distinct from a street/residential address.
Without knowing how exactly an address is...
Archived
What type of bankruptcy can I do if I am overwhelmed with bills and I own a house. I am current on my mortgage.
Erich's answer
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Answered on February 25, 2012
While I obviously don't have the full details of your finances, from what you describe, you could potentially file either chapter 7 or chapter 13...
Archived
NC Motion to Claim exempt Property I'm Disabled on DSSI my wife is Retired on SSI Are our incomes Exempt
Erich's answer
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Answered on February 23, 2012
Social security is exempt from collection under federal law, 42 U.S.C. 407. With a NC motion to claim exemptions, one can assert other reasons...
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