A judgment was awarded against me 6/4/12. When to receive exemption paperwork?

Exemption papers show up once the creditor begins the process of attempting to have a sheriff execute on the judgment. In theory, a creditor might...

How do I answer a Civil Summons for Wake County, CA regarding a credit card debt I owe?

I'm not sure there's a one-size fits all answer to this question. You could have an attorney review the complaint to advise you whether or not...

Is it some type of crime to have filed bankruptcy and then find out your name is still on property that you did not report?

The knowing fraudulent concealment of assets in a bankruptcy case is a federal crime under 18 USC 152 (linked at the bottom of this post). An...

Old roommates still owe me over $1200. They are no where to be found.up and left

That's the type of dispute that often winds up in small claims court. Legal Aid of NC has a nice publication about the...

Can a rental company file a suit against you without your knowledge?

A civil lawsuit where there was an actual failure to serve process results in a void judgment. One could file a motion to set the judgment aside on...

Can a creditor who files a judgement on a person come after their spouse for reimbursement?

His debts remain his own, and creditors won't be able to come after you just because of marriage. Judgment creditors have the option to execute...

I have a client with a Chapter 7 that discharged 8/09, but the case was reopend 12/11 and closed 3/12.

Chapter 7 cases are occasionally reopened for one administrative matter or another. The discharge is ordinarily not impacted by a case being...

In Chpt 7, Schedule C, Exempt Property what is difference between 11 USC 522 (b)(2) and 11 USC 522(b)(3). Which one to use in NC

Your question suggests you are considering filing pro se (without an attorney). While you certainly have this option, you owe it to yourself to...

There's lot of possible ways to proceed when the junior home equity loan is causing the problem. The value of the property and the amount each debt...

Have no idea what to do.

Seek a consultation with a local bankruptcy attorney. Consultations are often free. There's too many facts at play with all the changes going on in...