Filed chapter 7- 4 years ago surrendered the house in 6/14 we were served a judgement from the association where we lived

I assume that you "surrendered" your house in the chapter 7. But, even though you "surrendered" the house or even if you "retained" the home and...

Credit card debt issue

I am a bankruptcy attorney and I agree with the prior poster about seeing a bankruptcy lawyer in your area. Check the National Association of...

What kind of lawyer do I need to ask questions about credit card collection problems?

As a bankruptcy attorney, I often hear this question. It depends on the amount of the debt and the money you have available to contribute to a...

What can I do if I have an inaccurate debt sent to collections?

Yes. You can dispute the debt. You will need to send a dispute to the creditor and to the credit reporting agencies (CRA) setting forth your...

Hubby is getting garnishment at work for a repo his ex wife is on it but not garnishing her check how we fix this so we pay half

Unfortunately, there is no fix. Both your husband and the ex-wife are "jointly and severally" liable. That means that the creditor can pursue one...

I think what you are asking is that, if you do not file a required Statement of Intention for a Chapter 7 case AND you do not either enter into a...

I am not licensed in Florida but NC has a statute mandating certain procedures wich which junk debt buyers (JDBs) must comply. So, in NC, we could...

Filed bankruptcy January 2014. The bank is wanting to incentivize me and allow a short sale. The act of 2007.

As the others said, you will not have a tax liability. The operable statue is 26 U.S.C. Section 108. In the unlikely event that you get a 1099...

It depends on the law in your state. In my state (NC), if the contract contains a provision authorizing the recovery of attorney's fees, the...

Can you be sued in a state where you haven't lived for more than 10 years for a default on a credit card?

Assuming that this is a consumer debt and depending on the state debt collection statute, filing a lawsuit on a debt barred by the applicable...