Archived
I received a 1099 c form for cancellation of debt date of cancellation 01/31/2011, debt was said to be sold on 11/01/2011?
Adrian's answer
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Answered on March 01, 2012
You should take this documentation to an attorney versed in FDCPA matters.
My take is that the originating creditor charged off, then cancelled...
Archived
Can a bank sue me if i didnt make payments and they repossesed the car? This is in maryland.
Adrian's answer
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Answered on February 13, 2012
Yes. The vehicle loan is called a secured transaction (or debt). The promissory note, or "I promise to pay" says that you promised to pay the...
Archived
I got a court summons served to me this morning from a debt collector for $1766.20, id like to pay them before court.
Adrian's answer
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Answered on February 06, 2012
If it is not the original creditor that is suing you, do some research and about the rules of procedure and how debt buyer suits are handled. You...
Archived
What is the best legal research site for case law police misconduct?
Adrian's answer
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Answered on February 04, 2012
The law library at the Charlotte Law School. Any other site will not be sufficient unless you go to the paid sites like Lexis or Westlaw or even...
Archived
Motion to Vacate, Motion to Set Aside, or Motion to Appeal re: Default judgement entered for outstanding HOA fees
Adrian's answer
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Answered on January 26, 2012
You really should go speak with a local attorney. This is a matter of procedure and should be discussed with someone local.
Having said that,...
Archived
Writ of Execution on a Judgement--I want to know exactly what types of things are they likely to take, such as home furnishings.
Adrian's answer
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Answered on January 24, 2012
You are allowed to exempt up to $5,000.00 in household goods (HHG). For sake of this question, I will assume that you did not file your exemptions...
Archived
Do missed calls count as "initial communication" under the FDCPA?
Adrian's answer
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Answered on January 24, 2012
I would not think so, either.
Archived
How can I keep from ruining my credit because I can't pay my medical bills on time?
Adrian's answer
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Answered on January 24, 2012
What the prior poster is certainly true. Also, collection agencies lie, lie, lie. They are despicable people.
One point is that, generally, to...
Archived
Chapter 13 - Second Mortgage Stripped, Now insurance damages claim, Second on check- they will not endorse, cannot remove them
Adrian's answer
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Answered on January 18, 2012
I'd consider a motion for sanctions for failure to comply with the confirmation order (or whatever order stripped mortgage #2) and seek attorney's...
Archived
Motion to claim exempt property form was late (past the 20 limit)
Adrian's answer
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Answered on January 18, 2012
Unfortunately, the clerk will deny your late-filed Motion to Claim Exempt Property. I assume that you included the $20 motion fee. As such, you...
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