Is there somewhere where I can get an example of how to answer a civil summon for a debt

You can use the complaint as an initial "go-by." Use the caption as the plaintiff did and go through the various paragraphs and either admit or...

Can a debt collector for a payday loan have a warrant issued for you for a bad check

North Carolina does not authorize pay day lending. As such, if you write a bad check to pay for an illegal loan, I would argue that you cannot be...

I filed a motion to exempt property in NC but the creditor's lawyer is contesting the value of my car.

I agree with everything that Ms. Hunter has previously posted. Incidentally, who is the law firm?

Can I fight paying a bad check from 4 years ago that I'm sure I paid but can't find my receipt?

First, you should contact a local attorney well versed in Fair Debt Collections Practices Act (FDCPA) cases. From this very brief description,...

I was put as an authorized user for my ex fiances credit cards and was given the cards and have been making the payments.

As an authorized user, you are not liable to the credit card company for charges incurred (though some charge slips will state that "You agree to...

Do i need an debt collection attorney?

Yes, you should. You may contact me off-list. I am not admitted in the Western District of NC but I know a few folks out there.

My ch 7 was discharged and I listed my mortgage as intent to keep along with my 2nd mortgage. Now I can't afford staying here

As the prior poster stated, if you re-affirmed the mortgage debt, if there is a deficiency, you may still be responsible. This is particularly so...

A friend of my wife borrowed 1500 $ but she still hasnt paid.we have a signed iou dated. how hard will it be to get it back?

Write a letter and send it certified mail, return receipt requested politely requesting payment by a date certain. Also state that if payment is...

Collection laws in NC

There is nothing illegal about it. In my estimation though, bad form perhaps. If you would rather not deal with the collection agency, you may...

My ex-boyfriend owes me $15,000 and he left the state and I don't know where he is. Can I still sue him ?

Yes. You will need to check your state statutes on how to achieve service of process (summons and complaint) but if you cannot find him, most...

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