Am I liable for husbands past bills before I met him?

Short answer is no. Unless you have cosigned on debts with your current husband his past debts are his (and possible his ex-wife's) alone. In your...

Are judgements and debts both relived in chapter 7 bankruptcy

Generally speaking, judgments and other unsecured debts (except for most taxes, student loans, etc.) are wiped out in a Chapter 7 bankruptcy. If...

Wanting to know the most accurate report indicating any outstanding credit and any judgments

I always encourage my clients to go to AnnualCreditReport.com (link below) to pull their credit reports. If you have not done so in the last 12...

How do i respond to a payday loan summons from their atty

I would contact them to see if you can set up a payment plan. If you've been served with a lawsuit then they will tack on a lot of additional...

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Judgement

The information Dorothy passed along is spot on. I would also encourage you to be on the lookout for what is called a Notice to Right to Have...

Credit card company and copllection agency can call your work place? What can I do to stop them to harass me?

If you tell a creditor the number they called is your work number and tell they are not allowed to call that number then they may not continue to...

I have not worked in two years. I have an IRA, but no income. I have 8,000 in credit card debt. Can I stop making payments?

You can stop making payments but you run the risk of the creditor filing a lawsuit and obtaining a judgment against you. You could try to settle...

What are the pros and cons when filing for bankruptcy?

Many of the pros and cons depend on your specific situation but here is a good general list of pros and cons to filing bankruptcy. The link below...

I think Dorothy gave you fantastic advice. I agree 100%. It sounds like you know the right answer but you just don't know how to convey it to...

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I am now in chapter 13 bankruptsy my wife did not file, just myself ,only a few months after we married

Short answer, yes. I would notify your bankruptcy attorney that you are about to go through a divorce. It is possible that your wife's income makes...

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