Archived
What's the time frame for the bank to take your house back in Illinois? If you filed a chapter 7 do the bank take it back sooner
Damon's answer
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Answered on May 15, 2011
Good question. An attorney in your area may be able to give you a few more specifics but generally the quickness they actually retake the house...
Archived
I am separated from my husband, and my debts are not his. I live in Wi and my home is being foreclosed upon.
Damon's answer
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Answered on May 15, 2011
If your and his debts are truly separate then it should not add any extra burden on him. As long as he is not on the loan (mortgage) on the house...
Archived
Aquiring an Auto during a Chapter 13?
Damon's answer
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Answered on May 13, 2011
Short answer is yes, you have to get the Trustee's permission unless there are some unique rules in your area. Any time you are incurring regular...
Archived
What happens next after the judgement debtor completes the forms for property exemptions?
Damon's answer
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Answered on May 13, 2011
If you were able to exempt everything then your current property will be protected. However, be careful because if you did not exempt any property...
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Archived
Can you get married before a ch 7 discharge?
Damon's answer
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Answered on May 13, 2011
I agree 100% with Jared. If you become a married couple then your spouse's income will be counted towards the Means Test which may cause you to...
Archived
I would like to convert from Chapter 13 to 7. What will I need once I meet with my attorney?
Damon's answer
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Answered on May 13, 2011
Short answer is yes you can do this. However, you have to show the courts that there has been a change in circumstances that allows you to qualify...
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Archived
Chapter 13 in Louisiana Middle district what factors determine length of 3 or 5 years
Damon's answer
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Answered on May 09, 2011
Mitchell may be right and it may only have to do with paying more money into the plan. However, I know in North Carolina you are required to do a...
Archived
I filed bankrupcy 3 years ago Chapter 7 as I was told I could keep my house since it was upside down on the loans.
Damon's answer
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Answered on April 05, 2011
Not sure why the mortgage company wouldn't accept your payment if you were current. Regardless, if you can't get a modification then you should...
Archived
Can a hospital or clinic send you to collections if you are paying a decent amount monthly?
Damon's answer
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Answered on April 05, 2011
Short answer...yes. If you are considered delinquent then the creditor can sue you to collect that debt. The amount you owe will be a large factor...
Archived
My father in law died in a hospital and left a huge medical bill. Can the hospital and other medical providers come after his
Damon's answer
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Answered on April 04, 2011
Unfortunately, the answer is probably yes. They won't come after the houses first but they will try to collect the medical bill and, if unable to...
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