A bill that a company has offered a settlement but will be sent in to credit as settled in full How will this affect my credit?

If it is truly a settlement, then the credit report will be updated to show "legally settled, less than full balance", which is still a negative...

How do I get a credit card company to communicate with me?

You need to send a written dispute letter to the correspondence address. This is shown on the back of your bill. You should clearly explain which...

I was served a civil summons, what do I do

You should talk to an attorney before you call their office and agree to pay. You could have some legal defenses - which may mean that you do not...

Have a order/judgment entered agt me on BB&T for credit line, can my social security & pension be garnished?

Your Social Security cannot be garnished, but if you are served with a "Notice Of Right To Designate Exempt Property" and you do not timely file...

I received a civil summons from a credit card company. What do I need to do

Yes, you can set up payments with the law firm, but you should speak to an attorney first so that you have realistic expectations. You may have...

Lost a small claims action as a tenant and now have a $1,500 judgement. Can they "grab" more prop to shake me up into paying?

The Sheriff can take property which is not exempt. I would be concerned about the motorcycle and car if you cannot exempt them, or do not exempt...

Are you saying the collection agency said they could intercept the money from your income tax refund if they obtain a judgment? If so, this seems...

Is there a "statute of limitations" for a corporation to issue/file a 1099-c with the IRS? Why wait 8 years 8 months?

You should be asking a tax professional, not an attorney. I am not a tax attorney, but if the IRS considers you to be "insolvent", you do not have...

Is it possible to go to jail over disposing of mortgage collateral?

You do not have to worry about going to jail, but you do have to worry about the lender asking you to give them the items you pledged as collateral...

I am current/ahead on my car payment, but I cosigned for my Nephew whose car was repossessed. Can they repossessed my car?

Generally, a car financed under a loan contract with lenders of that type cannot be repossessed if you are current on your payments, even if you...

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